Reforms in the field of insurance premiums: myths and realities

Insurance premiums are a separate headache for the head of almost every company. If the firm is provided with professional accounting services, then, as a rule, there are no problems with the calculation and payment of contributions to the funds. But businessmen who have not yet decided on service with the involvement of professionals, have to independently understand the realities and myths of the same pension system.

IMPORTANT! From 01/01/2017, the control of payments to the funds will again be transferred to the shoulders of tax authorities. In the recent past, it was so. Employees of the departments of arrears in tax inspections monitored payment of insurance premiums, and in the absence of receipt of cash, they were engaged in collecting the accrued sums. A little later, the federal authorities changed the system of recovery, forcing the funds themselves to collect arrears. And in 2017 everything will return to its own circle.

The "ideas" of the future and the problems arising from them

The Ministry of Finance wants to introduce a single rate of 26 percent for insurance premiums. And it is proposed in 2017 to establish it at 29%, and in 2018 - at a level of 28%. That is, we are talking about a gradual reduction in the rate. In companies that provide accounting services, it has already been calculated that such a solution does not always allow enterprises to save and even add new problems. For example:

• Firms that pay wages above the established limits will have to pay more to the funds by 3-7 percent;
• There will be a danger of switching to salary in envelopes, because high salaries for employees will go sideways to the employer;
• Will have to equalize the salaries of employees belonging to professionals of high and middle class, which will lead to chaos in the labor market.

What will bring a new reform to taxpayers?

The basis for reform in the field of insurance premiums is the desire of the authorities to reduce the burden on taxpayers. Now, instead of a pile of funds, only the FTS will control the payment of contributions. On the one hand, this is good news. The number of controlling bodies will decrease to one single. But really it will not be so. The funds will work as if to help the Federal Tax Service, but at the same time functioning separately. Accordingly, the number of control bodies will not decrease.

In addition, we need to expect tougher control by the tax authorities. In connection with the transfer of their functions to collect insurance premiums, even if you want to pass a zero report, you need to use the help of professionals. Employees of the Federal Tax Service will permanently be in the role of "Cerberus", who are always ready to prove that they have been handed control functions.

Many companies will need to be ready to be constantly checked. It is necessary to know that tax collectors always require a high rate of collection of taxes and fees. And in order to fulfill the "plan" to raise money to the budget of the same FIU, it is absolutely necessary for tax officials to wait unnecessarily for businessmen to activate.