Ural Bank for Reconstruction. Bank rating and depositors' reviews

The Ural Bank for Reconstruction and Development is considered to be one of the largest banks in the Urals region. In terms of key indicators, the company takes a good position among Russian credit institutions. The bank's activities are mainly aimed at lending, dealing with securities, attracting clients' funds into deposits and foreign exchange operations.

About the Bank

UBRD is a dynamically and effectively developing Russian bank. Its head office is located in Yekaterinburg.

Initially, the organization was established in 1990 and was called "Cooperative Bank", a little later it was renamed "UBRiR". Since 2002, the bank has become an open joint stock company. In 2004 he joins ZAO Sverdlsotsbank.

The bank also has a subsidiary in Ireland. Its main activity is the issue of securities. In addition, the organization has 9 mutual funds located in Russia.

The bank is a deposit insurance agency. He reimburses payments to depositors who have faced an insured event. In addition, UBRD has partners among foreign banks.

Ural Bank for Reconstruction, Kirov

In the city of Kirov, the bank is represented by 10 offices engaged in servicing private clients. Two of them also serve individual entrepreneurs and businesses.

By the number of branches in the city, UBRD ranks second.

The address of the Ural Bank for Reconstruction and Development in Kirov is the most famous - Vorovsky 21a. There is the main branch of the bank.

Another address of the Ural Bank for Reconstruction and Development, which is also well known in Kirov, is Gorky 54. There is one of the additional offices called "Nika".

The level of interest rates on deposits in Kirov UBRD is considered the most profitable.

UBRD Ratings

The bank was assigned a BBB rating, which means its stability. This was reflected in the strong business relationship of the bank with its main and large customers. Also, the bank was assigned an AA rating, which indicates its very high creditworthiness.

UBRD is included in the TOP-100 rating of the most reliable and large credit institutions of Russia for Forbes. In the list of the largest banks of the CBR, UBRD is in the top thirty.

In the rating of banks' reliability and net assets, UBRD takes an honorable 32nd place.

The rating of capital is 32nd, and the credit portfolio rating is 45th.

The rating of individuals' deposits gave the bank the 23rd place, as well as the rating by the number of own ATMs in Russia.

In "RBC.Rating" bank takes the twentieth place in the number of cards in circulation.

Services of OJSC UBRD

The organization provides its customers with the most necessary services that are known in the banking sector. This is a fairly wide range of universal products for corporate and private customers. For 2015, the bank serves more than 980,000 active private and 50,000 corporate clients.

Private clients are offered the following services:

• Consumer credit.
• Contribution.
• Credit card.
• Mortgage.
• Car loan.
• Remittance.
• Rent a safe.
• Investment services.

For corporate clients, the Ural Bank for Reconstruction offers the following services:

• Lending to medium and small businesses.
• Leasing.
• Lending to large and medium-sized enterprises.
• Settlement and cash services.
• Bank guarantees.
• Deposits.
• Exchange control.
• RBS.

Ural Bank for Reconstruction: loans

Consumer loans are issued by the bank for any purpose. The interest rate on them starts at 15.99% per annum. The maximum period is 7 years.

Types of loans that a bank can offer for borrowers:

1. The loan is "open". One of the convenient and inexpensive ways of obtaining borrowed funds. The rates on it are minimal, as well as the number of documents requested. The loan is issued to the card, the funds can be withdrawn at the bank's branch without commission.
2. Credit "Minute business." A loan is intended for clients, who need money as soon as possible. The loan can be taken quickly and without unnecessary formalities. It takes only 15 minutes and a passport.
3. "Pension". Special loan for pensioners on preferential terms.
4. Credit for holders of salary cards. The maximum possible amount is 1 million rubles. This is a very profitable program for citizens who are participants of the bank's salary project. Requirements for borrowers are minimal.
5. For the customers of the bank. The loan is intended for those who take a loan repeatedly in UBRD. The loan rate is much lower than the previous one.
6. Car loan.
7. A loan on bail.

Advantages for bank customers:

• Borrowers have the opportunity to receive a loan in fifteen minutes in cash.
• You can get a fairly lucrative loan in cash on a passport or a certificate confirming income.
• There is an opportunity to take a loan without collateral.
• Tell about the purpose for which the funds are taken, when taking a loan without collateral and guarantors will not have to.
• UBRD has many ways to pay off its debt.

Ural Bank for Reconstruction and Development: feedback

UBRD has a fairly broad customer base. It includes both individuals and one of the largest enterprises in the Urals region and in the whole of Russia as a whole. Totally there are 50 thousand enterprises, and the bank serves more than 750,000 customers.

The main thanks of UBRD come in feedback from the depositors. They are grateful to the bank for its stability. After all, the bank guarantees depositors the security of the valuables and money entrusted to it. All customer funds are reliably saved and when an insured event occurs, they are paid without problems. Customers will not need to go to other banks for their own funds, because UBRD itself is an agency that reimburses deposits.

Customers who have received a loan from the bank, note the high speed of its work and the opportunity to obtain a loan with a minimum package of documents. Borrowers are always satisfied with the loan and return for a second loan back to this bank.

The Ural Bank for Reconstruction and Development is trying to position itself as a universal bank that provides a fairly wide range of banking services to the population and organizations. The main work of the bank is aimed at servicing retail customers and enterprises.