Rosenergobank: reliability rating and interesting facts

In Russia there are about 600 different banks. Some of them are known throughout the country, others were heard only by the inhabitants of the region in which they work. And to the segment of the so-called golden mean is Rosenergobank. The reliability rating of this organization deserves special attention, so everything should be told in more detail.

general information

So, Rosenergobank is a capital financial institution, which mainly deals with lending and servicing accounts of medium and small enterprises, as well as large commercial organizations. Among them are many companies related to the fuel and energy sector. The main source of the bank's income is deposits of individuals. And at the time of December 2016 the total assets of the organization was about 57.3 billion rubles. Thanks to this indicator, Rosenergobank has a very good rating of reliability. It is on the 91st place out of 600.

Development of the enterprise

Telling about the reliability rating of an organization such as Rosenergobank, it is necessary to talk about how the company got to its feet.

It was founded in 1992. Then the organization was known as "Empils Bank". Four years later it acquired the status of a closed joint-stock company. And even six years later changed the name. To the one that we know now. For several years, the company developed and made a name for itself, and in 2010, thanks to an additional issue of shares, increased its authorized capital by 600 million rubles. And it was amazing, because until that moment it was only 99 million. After such a jump, success ensued - the client base expanded, and in 2015 the organizational and legal form was changed to JSC.

But the main thing is that since 2005 RosEnergoBank participates in the deposit insurance system . The rating of reliability due to this he grew. This again attracted a certain circle of customers, worried about their money.

In recent years, the company has been developing steadily. The number of net assets of the bank increased by 22.3%. And this is from the beginning of 2015. That is, in fact, for the year. In figures, this amount is 10.8 billion rubles. Due to this profit, the bank compensated the outflow of finances from the accounts of organizations and redeemed the issued bills.

news

Well, as it was possible to be convinced, the rating of the bank (Rosenergobank) for reliability is not bad. And this is confirmed once more by recent news.

For example, on December 22, 2016 it was announced that this organization took 81st place in the ranking of the 99 best banks of the Russian Federation for the year 2016 published by The White Square Journal. The analysts who compiled this list took into account several criteria. It was important how convenient the Internet banking and mobile application, whether customers are satisfied, whether the brand is recognized, whether the enterprise is developing dynamically, and also its financial indicators are taken into account. The level of top management, social activity and corporate culture was also considered.

The best - customers

Rosenergo is trying to follow this simple and short rule. The reliability rating (the reviews confirm this) have a good one, and all thanks to the fact that the organization regularly makes favorable offers to its customers.

For example, on December 15, 2016 the enterprise decided to increase the maximum loan amount for the military mortgage to 2 100 000 rubles, while maintaining the previous rate (11.5%). Even in Sberbank, which is leading everywhere and in all respects, the possible maximum for employees of the state is 2 050 000 rubles.

Also since the beginning of December, holders of cards of the international UnionPay system have been given pleasant privileges. Until March 2017, they will receive a 30% discount if they pay in European, Asian and American shopping centers and shops with a card.

Another important news became known on the last day of October. It turned out that the enterprise reduced rates by 0.25% per annum for three mortgage programs. The most popular, by the way. This is "Mortgages with state support", "Standard" and "Buying an apartment during the construction phase."

Also in the autumn, conditions for consumer loans were improved. The maximum amount possible for registration in debt, increased, and the rates were lowered.

And this is just news over the past few months. And even having become acquainted with them, you can understand that Rosenergobank really cares about its customers. Reliability confirms the rating, but the best proof that the organization is good - these are grateful people who use its services. And such a lot.