Salary card - bank doors, open for employees and employers

The times when employees of enterprises and organizations defended the queue for the cherished window in order to receive a salary, in most companies have long been in the past. Today, the cash card was occupied by a salary card, a tool that is convenient for both the employer and employees. What are its advantages over the usual method of calculation? Consider all the charms of salary cards on the example of the most popular card of the Savings Bank.

View from employees

Sberbank was one of the first to offer its customers a "Salary project" service, plus a lot of advantages. What is a good salary card for an employee of an organization? First of all, it's saving time, no need to queue and independence from the hours of the cashier's work. Money arrives on the card account by the hour, and you can withdraw them at any time in the amount that is needed at the moment.

Pros from the position of the employer

What does the salary card give to the owner of the enterprise? There are several significant points here:

• Economy of means on transportation, storage of money;
• Absence of costs for cash services;
• Saving working hours when issuing a salary.

Salary card of the Savings Bank: convenient, fast, easy

With these obvious advantages it is difficult not to agree. What else can please the salary cards of Sberbank? First of all, one of the country's largest banks has a wide network of branches and ATMs. This allows you to easily access cash or make any banking transactions on the account, wherever you are.

The availability of on-line service of the Savings Bank allows you to manage your account without leaving your home or getting up from the workplace. Fortunately, the Internet today is almost everywhere. In the Internet bank, you can make transfers, as well as pay for a mobile phone and make utility payments.

Salary clients - all the best ... and profitable

And, probably, one of the most significant advantages that Sberbank offers its clients: a salary card opens access to preferential lending. The employee of the organization together with the salary card of the Savings Bank receives an additional credit card, and also has the opportunity to issue a consumer loan and even a mortgage at special preferential rates.

At the same time, obtaining a loan is greatly facilitated by the fact that the bank "sees" the salary of the client entering the salary card. Thus, there is no need to provide additional information about the income - the package of documents is reduced at times.

It is easy not only to take, but also to give

Salary cards of the Savings Bank make it easier not only to receive, but also repay the loan. So, monthly payments will be automatically written off from a card of the client at receipt of wages. In this regard, visits to the bank can be reduced to a minimum or even to zero.

In general, the owners of salary cards in the eyes of the bank have a winning position over other clients, being considered as reliable borrowers. Some holders of Sberbank connects an additional function - an overdraft, which allows you to get money directly from the ATM. The payment for such a loan will be written off from the employee's future salary.

Salary card is a convenient means of obtaining money in many aspects. It expands the financial freedom of employees, saves them time and allows you to use the bank's money on preferential terms, forming a positive credit history in the future.