VTB-24: insurance of MTPL, mortgages and life

"VTB 24 Insurance" is represented on the financial services market since 2000. Currently, the organization is included in the top 10 major insurance market companies . Its activities are aimed at providing qualified services to citizens in the insurance industry. For all time of its existence the company has developed a large branch network: 38 branches throughout Russia.

The main type of insurance VTB-24

Insurance of OSAGO is the main activity of the company, which has been implemented since 2003. It should be noted that MTPL is a compulsory insurance contract, which every car owner must purchase and only then move on the vehicle.

For registration of the contract you need to apply personally, have a full package of documents. According to the current law, for the registration of the insurance contract you need: a personal passport, a vehicle passport, a driver's license, a diagnostic card. Based on the submitted documents, the representative of the insurance company will form the calculation of the insurance premium and formalize the contract.

Starting from 2015, you can get an insurance contract through the Internet. To do this, you need to go to the official website of VTB 24. Insurance, thanks to the online service, is quick and easy. For registration it is necessary to fill out an electronic application, calculate the insurance premium and pay the insurance contract.

The OSAGO form can be stored electronically or printed. Undoubted advantage in VTB 24 - insurance OSAGO can be issued at home at any time.

Mortgage Insurance

According to the current law, all real estate, which is purchased at the expense of borrowed funds, is subject to insurance. The cost and risk package depend on the selected product in VTB 24. Mortgage insurance is possible by two programs.

Insurance programs:

1. Comprehensive insurance: fire, gulf, illegal actions of third parties, natural disasters, gas explosion, lightning strike, falling of flying objects, life of the borrower and loss of property rights.
2. Only from the complete destruction of structural elements.

Specialists of the company advise to choose a comprehensive type of insurance, which will create a full-fledged protection for the entire term of the loan.

Registration of mortgage insurance in VTB 24

Mortgage insurance is a fairly simple procedure. The first thing that needs to be done is to contact the nearest branch of the insurance company and write a statement. It should specify personal information, data on the mortgage apartment, loan period and the value of the acquired property. The employee of the company will accept the application, on the basis of which he will calculate and announce the necessary list of documents.

The price of the insurance contract is determined individually for each client and in most cases does not exceed 1.5% of the value of the collateral.

In most cases, a personal passport and a loan agreement are required to complete all papers. After submitting the documents, it will be necessary to sign the contract and pay the fee. An integral part of business paper is the schedule of insurance premiums for the entire insurance period. It is worth noting that the contract is for the entire crediting period. According to the schedule, it is necessary to pay mortgage insurance annually. VTB 24 offers the most favorable and low tariff rates for mortgage insurance.

Life and health insurance

Very demanded insurance product, which offers insurance company VTB 24 - life and health insurance. Thanks to him, you can get guaranteed financial support in the event of an insured event or temporary disability.

According to the insurance policy, you can receive compensation for injury from:

• A natural disaster;
• Illegal actions of third parties;
• Accident or accident;
• Flooding;
• Terrorism;
• While playing sports;
• Other threats that have harmed life and health.

For registration of the contract it is necessary to apply with the passport to the insurance representative and choose the most suitable insurance program for yourself. Do not forget that the size of the insurance premium depends on the amount insured and the risks chosen.

Procedure for registration

The contract can be concluded for a period of 1 month to a year. This option is convenient for athletes who need an insurance policy only for competitions and temporary training, that is, for a short period of time.

The process of registration begins with filling out an application for life insurance. VTB 24 offers its customers to fill out a questionnaire, which should reflect only personal information, note the desired insurance amount and choose insurance risks. After the manager makes a calculation, formalizes the policy and accepts payment. Do not forget that any voluntary insurance contract is effective only the day after payment.

Benefits of insurance products

According to statistics, every second citizen applies for insurance in VTB 24. Insurance is the right decision, which will allow them to protect themselves from unforeseen situations for a moderate fee and get good financial assistance in the event of an insured event.

For each client, the insurance company is ready to offer not only a high service, but also profitable products at minimal and affordable prices.