How to get an insurance policy?

In early 2011, a law was signed on the insurance of every citizen of the Russian Federation. In this regard, all citizens have the right to choose the company that will insure them and issue a MHI policy. All other policies issued to individuals before the entry into force of the MLA law are valid until the receipt of a new single sample policy.

The issuance of documents began on 1 January last year and will continue until 2014, until all citizens have exchanged. How to get insurance policy quickly, we'll tell you in more detail.

How to get insurance policy as soon as possible? Unfortunately, insurance companies do not have the opportunity to expedite the issuance of a new document. Before you receive it, you apply to the company, get a temporary certificate, which confirms that the policy is not yet issued. This certificate is valid for 30 days from the date of issue. During this period of time, the process of manufacturing your personal OMI document is underway, and after 3-4 weeks you can pick it up at the office.

How to get an insurance medical certificate for citizens working? All those who work at enterprises and large organizations are issued a new document by the leaders themselves. At dismissal the person is obliged to return the policy of administration which should return it to the company, insuring employees. If the document was received later in May 2011, then it is not necessary to return it to the organization.

How to get a medical insurance policy for people who are not working? For citizens who do not have a job, as well as for pensioners and children, state-issued documents are issued at the centers of their issuance. Each district has its own medical insurance organization, where non-employed persons are registered. It is there and you can get a policy by providing a document that indicates your registration (passport, certificate, birth certificate or police certificate). When changing the place of residence, each citizen undertakes to return the policy and receive a new one in accordance with the place of residence.

How to get an insurance policy if the previous one is lost? In case of loss of the MHI document, the insurance organization must be informed in writing or orally, indicating the date of its loss. The lost policy is considered invalid, and the insurance company provides a new citizen for a fee of 0, 1 minimum wage.

The policy is necessary for every citizen of the Russian Federation, since without this document you can not apply for free medical help. If there is no policy on hand, at the time when it is necessary, you can call your insurance company, which will confirm your insured status.

Having the MHI policy on hand, you have the opportunity to make your own choice in favor of a medical institution or an insurance company, depending on the quality and convenience of the service.

Also in the list of free OMS services, which can be obtained both at the federal and regional level include:

1. Ambulance;
2. Outpatient clinic care, which includes prevention, diagnosis and treatment of diseases in polyclinics, hospitals, as well as at home and in educational institutions;
3. Stationary care for chronic diseases, poisoning, surgical trauma. Planned inpatient care for diagnosis, rehabilitation in hospitals, sanatoria and other medical institutions;
4. Generic help. Providing comfort to newborns and mothers, pregnant women.

These and other health care services in the Russian Federation you can use completely free of charge with the availability of a MHI document. And now you know how to get an insurance policy.