What is FSS? Social Insurance Fund

The social insurance fund is an organization that is obliged to regulate the legal relations of the state and citizen, which for any reason is ineffective.

Concept and features of the FSS

Compulsory insurance is often carried out at enterprises, especially where there is an increased risk of injury. The reasons for the payment of benefits can be several: illness, disability, pregnancy and childbirth. Naturally, in each case the amount of payments is assigned, as well as the period of their receipt. The budget of the organization is formed by the state on the basis of the means that are at its disposal.

There are many nuances that the FSS should take into account. For example, it is necessary to correctly calculate the payments, determine the source of the receipt of finance for the fund, consider all the individual cases that do not allow the payment of assistance to the insured person.

Structure and features of FSS management

All activities of the FSS are regulated by the Constitution of the state, the relevant legislative framework, as well as presidential decrees and government regulations. The Fund is a credit and financial institution, all property, as well as funds of which are property of the Russian Federation.

To manage the represented organization there are various bodies:

- Regional offices that are responsible for those finances that are distributed to the territory of the state subject;

- central branch administrations;

- branches of branches in cities and towns.

The most important leader is the chairman of the FSS. It is he who is at the head of the Central administrative apparatus. Actually, the funds are managed by the chief accountant of the organization. To monitor the activities of the Foundation, trade unions and commissions for social insurance are being established.

What cases are considered insurance, and what types of insurance coverage exist?

What is the FSS, you have already partially understood. Now it is necessary to understand, in what cases payment of the help is supposed. So, it is assigned in the case of:

- death of the insured person or any of his family;

- loss of working capacity as a result of pregnancy and childbirth, trauma or due to other cases provided for in the contract;

- care for a child who has not reached the age of eighteen months.

In addition, there are several types of insurance coverage. For example, one-time and monthly payments for the care of a child; One-time help for burial, as well as help to people who temporarily lost their ability to work due to trauma or illness. However, crediting of funds to the personal account of the insured person is not allowed.

Main goals and objectives of the Foundation

What is the FSS, it is understandable, but now we will understand what exactly this organization does in fact. So, the main tasks of the Foundation are:

- establishment of cooperation with such organizations both inside the state and outside it;

- active participation in all state programs that ensure the protection and preservation of public health;

- providing support for citizens who need rehabilitation, rehabilitation or treatment;

- implementation of all necessary measures that preserve the reliability and financial stability of the organization;

- Joint (the Fund and the Ministry of Labor) development of tariffs for contributions that insurance objects must pay;

- raising the professional level of the staff of the organization represented.

The Social Insurance Fund (FSS) is obliged to control all insurance payments stipulated by the state.

What categories of citizens must participate in the program?

There are several groups of individuals who must be necessarily insured:

1. Municipal and civil servants.

2. Persons who hold important government posts.

3. Women who may lose the opportunity to work due to motherhood.

4. Servants of the church.

5. Private entrepreneurs, legal professionals, notaries.

Features and sources of financial content of the Fund

What is the FSS, we found out. Now we will figure out where the money comes from in the Fund, which are paid to these categories of citizens. It should be noted that the FSS budget is fixed by a special law. In order for the FSS to be able to pay assistance, it must have certain sources of income, which include:

- unified social tax;

- income that comes from the payment of other types of duties.

In addition, the FSS has non-tax sources of profit:

- periodic deductions from the federal budget, which are transferred to the Social Insurance Fund;

- the financial profit received by the organization from the placement of cash, which has not been used anywhere else;

- civil voluntary insurance premiums ;

- fines, penalties, sanctions, arrears and other amounts of money that are received in the Fund's budget as a result of compensation for harm or damage;

- other supply.

Naturally, all the finances of the represented organization should be distributed in such a way that they are sufficient for all payments over a long period of time. At the same time, there should be no surplus in the budget.

In order to get help, you need to be a member of the FSS. The form for filling out is provided in the Fund. The amount and procedure for payment of contributions is also regulated by the current legislation. In order to receive assistance, it is necessary to apply to the appropriate territorial body with a statement. As for the amount of the contribution, it depends on the tariff set by the state, and is also calculated taking into account the minimum wage. The fee is paid immediately for the whole year. This procedure should be completed by December 31 of the current year.

There are several ways to pay the fee: cash and bank transfer, as well as postal order. All financial activities of the Fund are subject to strict reporting.

What is the FSS and how the represented organization works, you already learned. Now you can decide whether you are in the group of people who need mandatory insurance.