"Touch Bank": reviews, maps, credits, rating

So, today we will find out which "Tach Bank" reviews from customers receive. And in general, it is necessary to understand what kind of organization this is. After all, some are inclined to suspect a firm of fraud. This is quite normal taking into account the specifics of the company. But is there any reason to be afraid of cheating? What services does "Touch Bank" provide to its customers? Where is this organization located? The answer to all these questions is not so difficult as it seems. In the end, you will be able to decide how honest the organization is before us. And if you want, even use her services.

A new word in banking

"Touch Bank" is an Internet bank. Absolutely new word in banking. All transactions take place directly through the Internet. It is very convenient for both employees and customers. You can use the services of this company at any time. And it pleases. Only "Touch Bank" reviews earn far from the best. Many potential customers doubt the activities of the organization and the integrity of this. After all, there are no numerous branches of the bank. There is only one main office. Nevertheless, this should not cause concern. Why? Many know "OTP Bank." He has long won the confidence of the population. And Touch Bank works just under license from this financial institution. It can be said that this is a kind of branch that works completely through the Internet.

The services

What services does "Touch Bank" provide? It is noted that this is a real banking organization. It just does not have multiple branches. So, the service industries of the company are exactly the same as those of an ordinary bank. Here you can:

• Open the deposit.
• Take a loan.
• Issue a debit card.
• Get a "credit card".
• To make insurance.

All these are standard functions of the bank. The only thing that can not be done in "Touch Bank" is to make a currency exchange. Not too much trouble. After all, if you think about it, then the most popular loans and plastic cards. It is they who interest customers most often.

Control system

If "Touch Bank" is an Internet bank that really exists, how can you get these or other services and use your finances listed in the organization? This issue is of interest to many customers. The answer is very simple. For him, feedback about the organization is left either positive or neutral.

The system of deposit and account management in "Touch Bank" is implemented through Internet banking, as well as through a plastic card from this organization. You can easily and easily get a "plastic" and use it as a regular credit card or debit card. And while this component goes to you by courier delivery, you can manage accounts only via the Internet. Convenient, simple and without deception. "Touch Bank" reviews positive comments for the fact that you can at any time track all transactions on the account. It is very convenient. Now you do not need to go to the bank for an account statement. It can be obtained by you at any time without assistance!

Address and phone numbers

Of course, if you still doubt the integrity of the organization, you can call the company's operators, as well as personally come to her office. It should immediately be noted that he is in Moscow. This is where you will have to go, if you want to see the location of "Touch Bank" with your own eyes. On the official page of the company you can see the following legal address of the organization: Russia, Moscow, Leningradskoe shosse, 16A, building 1. It is here that the institution is registered.

Do not forget that if necessary, you can call the Touch Bank at any time. How exactly? "Touch Bank" phone has the following: 8-800-5000-200. This is the organization's hotline. For residents of Russia, the call will be absolutely free. Also, "Touch Bank" has another number that will help you quickly and without problems contact the company. As practice shows, the previous combination is used for consultations. But the usual number: + 7-495-221-30-60 helps activate the bank card and solve problems with the use of services. Numerous reviews indicate that it's not so easy to get to the operators. But you will be able to do it. The main thing is not to give up.

Rating and reliability

What is the reliability rating of the "Touch Bank" company? It is he who usually reflects the whole essence of the organization. Can she be trusted or not? After all, customers doubt the integrity of the bank. So, the reliability rating of "Tach Bank" is high - A ++. And this despite the fact that many express their indignation about the company's activities. This company in 2015 was recognized as the best Internet bank. Having learned this, potential customers begin to trust the firm more. Where does the Internet bank have such a high level of trust of the population? All this is due to work under the TNA license. One of the largest banks will not support fraud! So, you can not be afraid for your finances invested in Touch Bank. This opinion is shared by the clients of the organization.

About loans

How to take a loan from the company "Touch Bank"? To make it easy and simple. True, judging by the numerous reviews, the loan option is somewhat unconventional. Although for the Internet bank is completely logical. Remember, all clients can use two types of lending - a limit on the card and a consumer option (cash). The first method is suitable for daily spending, the second - for large purchases. To take out a loan, you will need a "Touch Bank" card. Without it, you will not be able to use the services.

What does each type of lending offer? First, consider the credit limit on the card. This money on the "plastic", which you can spend, and then return the bank with interest. The minimum amount is 1 000 rubles, the grace period for the age of money is 61 days. You can cancel the debt ahead of schedule at any time. If you want to withdraw cash, you will have to pay 299 rubles and an additional 4% of the withdrawn amount. How much to give for a loan? Only 5% of the amount taken and the percentage of debt per month. It is not entirely clear how much this is, but it is precisely such information that is given on the official website of "Touch Bank".

Consumer loans have similar conditions. You can close the debt at any time, at the same time you get cash in cash. There is no grace period for refunds. The minimum loan size is 10,000 rubles. Payments are set according to the schedule taking into account the principal debt and interest on it. It is also not entirely clear how much monthly it will be given. To do this, the Touch Bank has a special calculator. It helps you quickly calculate how much you need to pay. In a pinch, to understand the services that "Touch Bank" offers, the "hotline" will help.

Debit card

The most interesting is the Touch Bank card. This is a debit "plastic", which promises favorable terms. You can absolutely release a personalized card that will allow you to quickly manage the finances that are in the "Touch Bank". True, it is necessary to pay for its content. The reviews indicate that monthly it is necessary to give 300 rubles each. And this even in the absence of transactions with the account. Negative point, which causes discontent on the part of consumers.

Among the advantages that "Touch Bank" offers with its debit card, you can note the refund of money and a bonus program. With this "plastic" you get access to all the services of the organization (deposits, loans, internet banking, etc.), as well as when you spend 1% of the amount on the account. If it comes to products from the "favorite category", get 3%. In general, about 4% of spending is returned to the card. Very comfortably.

By the way, the "Touch Bank" card is unified. You can and credit with it to issue, and the contribution to open, and simply use finance with a bonus program. The system of payment for purchases is based on contactless payments using PayPass technology. For this opportunity, "Touch Bank" reviews are positive. So far, this is not the highlight of all banking companies! And it is very convenient to use.

Registration and activation

Making a "Touch Bank" card does not take a lot of time. And this process is left with extremely positive feedback. All that is required of you - on the official page of the organization to fill in the fields provided by the form of creating "plastic". Here you write personal information about the owner, his passport details. Nothing special. But then the problems begin. Accordingly, reviews from positive to negative.

The thing is that not everyone can use the services of "Touch Bank" without any problems. Delivery of a bank card is provided only in some cities. There are a lot of them, but, for example, there is no such possibility in St. Petersburg. There are also problems with card activation. To do this you need to reach "Touch Bank". To do this, as the reviews indicate, is not so simple. But if you are persevering, you will be able to translate the idea into reality.

conclusions

What conclusions can we draw about the company called "Touch Bank"? Requisites and services of this bank everyone can see on the official website. Here you can draw up a map and find out where the company is located. Familiarization with news and bonus programs is also fully realized through the official page of the company. In a word, "Touch Bank" is a real bank that conducts its business through the Internet. Only customers often indicate that the work of the bonus program from a debit card is not established. And loans and loans require payment of high interest. Therefore, not all are ready to use "Touch Bank". If you want to learn contactless payments, while not very fast service does not scare you, you can rely on Touch Bank.