Pocket Money For Baby

Nowadays life is arranged in such a way that the child needs to give some money for his expenses. When they receive money for their own use, children learn to deal with them, decide whether to make a purchase, choose one of the proposed abundance of goods, depending on the amount of money available, to save. So in time, children will know what the money is worth.

For parents, the question remains: how much money should be given to a child so that his interests are taken into account, but not to spoil him too much.

American psychologists advise giving money to children according to the age of the child. So, at 7 years, you need to give out $ 7 a week, at 12 years - for $ 12 and so on.

In Germany, they practice the legislatively fixed amount of money given to a child. For non-compliance with this law, parents face a fine.

In Russia, state regulation does not provide for the issuance of pocket money to children, there are no statistics on this issue, nor can anyone give recommendations. Therefore, everything here depends on the financial situation of the family, the maturity of the child, common sense.

1. The financial situation of the family

The main problem of wealthy parents is not to give too much pocket money to a child, the poor - to find some money for expenses, so that the child does not develop an inferiority complex.

As practice shows, wealthy people usually do not give their offspring a lot of pocket money. Large amounts go to children whose parents belong to the middle class. People whose incomes are small, the child still needs to give money, even if the amount is small. At the same time, the child should be encouraged, that he himself can achieve very much in life.

2. Maturity of the child

The child's mature relationship to money is that all the pocket money that he has is not wasted in vain - he puts it off on something, buys something useful or invests.

3. The amount of money given to a child depends on the amounts that his peers receive

Children often love to brag to their peers, if their parents spend relatively large amounts of money on pocket expenses. And those children who are given much less pocket money, want to have the same amount. In this case, parents should explain to the child that their family now has a difficult financial situation. At the same time, one should emphasize that this will not affect the financially secure life of the child himself in the future when he grows up.

4. Common sense

It is on common sense that you should orient yourself, giving pocket money to a child. Of course, it's not enough to give out 10 rubles a week for pocket expenses to a 10-year-old child. But you can give a slightly larger amount a week, and if he still needs something, then you can offer to earn yourself.

5. Family problems

Children from incomplete families or those families where parents are engaged in their careers, business and spend little time with their children, often get pocket money for considerable sums of money. As a rule, parents want to apologize to their children for not spending much time with them. But such an approach can hardly be considered correct. After all, children need parental attention, not money and gifts.

The amount of money given to a child can be determined only by the parents themselves. With the child's age, this amount can grow according to his needs and needs. But to solve such a question follows, based on the life situation in the family. First of all, the money given to the child for small expenses should teach him to handle finances, and the child will acquire the skills necessary for him for adulthood.