How to repay the debt? The sick question

A lot of people think about how to repay the debt. Perhaps, there are few people who did not give money to their friends, friends or relatives on credit, with a subsequent return. At the same time, a tendency is noticed - the closer friends or relatives are, the longer they do not rush to repay debts and the more difficult it is to ask for a return of the debt to the lender. In this case, there is a psychological aspect - do not want to spoil relations with relatives or friends.

How to repay the debt that you lent? The question is how you formalized your relationship with the borrower - a loan agreement was drawn up and when transferring money the borrower wrote a receipt or not.

In case you still intend to give money in debt - properly draw up a receipt, which the borrower must write with his own hand in your presence.

Often, to register a receipt, the parties are referred to a notary office. In this case, the notary explains that notarization of the receipt is not required.

In the receipt must be the word "receipt", which is entitled
Document, then indicates who is who and on what terms is the money. In the data of the borrower and the lender the full name, full name, passport data, place of residence and address of registration are indicated. Further, the period for which money is borrowed and when they are obliged to give is indicated. The date of return must be specified. At the end of the receipt, a signature, a transcript of the signature and a compilation date are mandatory. In the event that the receipt is drawn up incorrectly, but it has somehow been formalized, it can also be used in court as proof of a loan, but a lot of questions may arise from the court.

To close relatives or friends, many money is given without loan
Any documents, for "honest word". Money was given in debt, the terms of repayment have already passed, a natural question arises - how to repay the debt without a receipt?

Any written documents can serve as evidence in court - preliminary correspondence with the borrower, proof of the direction in his address of your claim and his response to it. Other written evidence may be all documents relating to the loan: certificates, certificates, business records.

In addition, if you have a question about how to repay a debt, which you do not have a document for the appearance of, you can submit the following evidence to the court. Any audio and video recordings can serve as a proof, in this case it is necessary to explain: how, when, under what circumstances and what technical means was recorded.

When a question arises about how to repay debts, police documents can prove to be a serious proof. This is done as follows. You are applying with the relevant application to the police. On your application of 100% you will receive a refusal to initiate criminal proceedings. Your task is that the employee of the body of inquiry should reflect in the explanation that he will take from the debtor that he recognizes the very fact of getting money from you in debt.

In the future, in order that you do not have a question about how to repay the debt, despite any close relationship, make out everything documented.