Which bank to choose for IP in Russia: comparison and reviews

Despite the economic crisis, there are more and more opportunities for earning in recent years. Many decide to leave their usual place of work and become an individual entrepreneur. However, in order to profitably conduct business, it is necessary to know all the nuances. It is necessary to decide the question, where it is more profitable to open a settlement account, what is the best bank for an IP. Further, the best financial institutions with which you can cooperate in the conduct of your own business will be described.

"Modulebank"

The work of this financial institution is specifically aimed at private entrepreneurs. Acquiring, accounting, salary projects - all these services can be obtained in one place. You can open a settlement account here without complications and bureaucracy in just 10 minutes. At the same time, you do not need to pay when signing a contract. Only additional services will be paid, such as a payment order, bookkeeping. According to many customers, this is the best bank for IP. Pleases user-friendly interface in the online application to the personal cabinet. An entrepreneur can manage an account while on a business trip or on vacation.

Actual for today is also acquiring for IP. Which bank to choose? "Modulebank" in this matter can also help. The cost of connecting the most simple commercial equipment will be 24 thousand rubles. For 30 thousand rubles you can connect a wireless device for card maintenance. This is especially true for cafes and restaurants. Actual for today is also Internet acquiring. Without this, it is impossible to do business with those who plan to open their own online store. The cost of connecting the service in "Modulebank" is only 1000 rubles.

"Modulebank" also offers to purchase quality retail equipment - modular cash desks. This is a high-quality equipment, with which even an aspiring entrepreneur can easily keep accounts. The cost of a fixed ticket office is 33 thousand rubles.

Customer testimonials show that "Modulebank" offers really many opportunities for business owners. It is no coincidence that many people do not have a question about which bank to choose for an IP. For this reason, the financial institution takes the first place in the list.

"Dot"

Excellent rates for entrepreneurs are also offered by this bank. For the opening of a settlement account, the financial institution does not take any money. However, it is worth considering that monthly you have to pay for services to a subscription fee of $ 950 rubles. The first 5 payment orders economists will perform for free. For each subsequent will have to pay 50 rubles. Good reviews can be heard about the online office of the bank "Tochka", which is protected by a double password. To enter, it's not enough to enter your login and password. The site will ask you to keep the numbers from the SMS message.

The financial institution also offers trade acquiring for the IP. Which bank to choose? Everything depends on the turnover. You will have to pay 2.5% of the amount that went through the terminal during the reporting month. After the customer pays the card, the money on the entrepreneur's account is received the next business day.

Internet-acquiring from the bank "Point is a little expensive. Will have to pay 3.5% of turnover. At the same time, the purchase amount will be credited to the account only after two working days.

How to choose a bank for IP, if several employees work at the company? In this case, the bank "Tochka" also perfectly suits. The financial institution implements salary projects. Employees can receive a financial reward for their work on the cards of "Roketbank".

Bank Tinkoff

Which bank should I choose for an IP in Moscow? According to many entrepreneurs, this financial institution is the most suitable. First of all, because it has enough branches. At any time, you can get advice from a qualified specialist, in addition, the bank "Tinkoff" offers profitable rates for doing business. As in previous cases, you will not have to pay for opening a checking account. Moreover, the first 3 months also need not be paid for the subscription fee. In the future, the monthly cost of servicing the account is 490 rubles.

A lot of good reviews can be heard about the schedule of the financial institution. Payments come into the account regularly - without holidays and weekends, from 7:00 to 21:00. Only in rare cases there are exceptions. More opportunities will be given to those who download free mobile applications for account control. The program has built-in accounting, which greatly facilitates the reporting for the tax. You can send the declaration directly from your personal cabinet. The need to submit a report to the tax bank will be reminded in a few days by SMS.

If the question arises, which bank is better to choose for the IP, if it is necessary to pay labor to the employees of the company, you can also pay attention to "Tinkoff". The financial institution offers profitable salary projects. The commission does not take money for transferring money to employees. Plastic cards are also free. Reviews show that you can withdraw money for free anywhere in the world.

"Alfa Bank"

Which bank should I choose for IP in Russia for those who are just planning to start their own business? It is worth paying attention to the tariff from "Alfa-Bank" under the name "Startup". The settlement account is opened for free, monthly it is necessary to pay for service 890 rubles. Plus, you can create up to 5 free payment orders a month. Reviews show that this is quite enough for a beginner entrepreneur.

Like other financial institutions, Alfa-Bank offers to use the service of a private office. The downside is that for the connection you will have to pay 990 rubles once. At the same time, Internet banking is characterized by increased reliability and ease of use. In his office, a private entrepreneur can enter from any browser. There is also an application for tablets and smartphones.

For start-up entrepreneurs, Alfa-Bank is also convenient because it offers free legal advice. There is an opportunity to get help from a qualified specialist who will tell you how to open an account in a particular case, on which documents to pay attention.

"Ural Bank for Reconstruction and Development"

The financial institution offers profitable services for small and medium-sized businesses. Here you can also open an account for IP. Which bank to choose? The decision should be taken after evaluating the proposals of several organizations. For beginners, it is worth paying attention to the tariff "Economy". When you open an account, you will not have to pay for the bank's services, but the monthly subscription fee is 650 rubles. The value of the payment order is 25 rubles.

Good reviews can be heard about the online banking of a financial institution. The data in the account is secure. Every private entrepreneur can manage the account remotely.

Many choose "Ural Bank for Reconstruction and Development" due to profitable acquiring. It offers both a shopping option and a resource for online stores. At the same time, the client will have to pay only 1.8% of the turnover of funds passing through the terminal. If the equipment (trading terminal) is provided by a private entrepreneur, the bank's services will have to pay 1.7%.

Avangard Bank

Due to low maintenance costs, this financial institution is popular with private entrepreneurs who operate in small towns. The downside is the moment that you will have to pay 1000 rubles for opening an account. The monthly subscription fee is 900 rubles. For each payment order will have to pay an additional 30 rubles. The financial institution also offers convenient Internet banking. SMS-notifications on the work of the account to the customer come for free.

Bank "Avangard" offers simple and safe settlements on bank cards. Which bank should I choose for an IP if it is planned to work through the Internet? The feedback shows that in this case it may well be beneficial to cooperate with this financial institution. Avangard Bank offers both classic shopping and Internet acquiring. The cost of the service will depend on the turnover of funds. If a month through the terminal will be more than 300 thousand rubles, you will have to pay a commission at 2.9%.

Favorable conditions for salary projects are also offered. There is an opportunity to receive a targeted credit line to pay employees. Thus, the risks related to the firm's productivity are significantly reduced.

Promsvyazbank

The financial institution offers a full range of services related to cash management services. Quickly there is an opening account for the IP. Which bank to choose? "Promsvyazbank" is quite suitable for small and medium business. When concluding a contract with a financial institution, you do not have to pay anything. The monthly installment is 1050 rubles. The value of the payment order is 45 rubles. There is a high-quality Internet banking, which allows you to track the movement on the account anywhere in the world.

In 2017, the bank introduced a new service. To customers who have just registered as private entrepreneurs, the financial institution offers to open an account for free and conduct it for three months. The opportunity will be used by customers who will conclude an agreement with the bank before December 31, 2017.

The reviews show that profitable shares are held in Promsvyazbank regularly. So, for example, everyone can get two months of accounting services for the price of one. In addition, there is an opportunity to go for free one legal advice. This is especially true for beginners.

Bank Intesa

The financial institution works with private entrepreneurs and legal entities. A whole range of services in the field of cash management services is offered. The reviews show that for beginners it's best to choose the "My business" tariff plan, according to which you do not need to pay for opening an account. At the same time, the cost of maintenance per month is 1,700 rubles. For the payment order will have to pay much less than in other banks - only 22 rubles.

Those who think about which bank to choose for the IP, it is possible to pay attention to the financial institution "Intesa". But for trade organizations this is not the most suitable option. There is no acquiring here. Together with this, salary projects are offered on favorable terms. The form of remuneration of employees is completely safe. The confidentiality of income of IP employees is fully preserved.

Raiffeisenbank

The owners of the business and this financial institution speak well. The bank offers a whole range of services for private entrepreneurs. This includes: opening a settlement account, currency control, acquiring, collection of salary projects, etc. Here, as in many other financial institutions, the opening of an account for an IP is free. Which bank to choose? The decision can be made after an evaluation of the proposed conditions. A private entrepreneur who opens an account with Raiffeisenbank will have to pay 990 rubles a month. The cost of one payment order is 25 rubles.

The financial institution is foreign, therefore it causes trust from businessmen. This is evidenced by numerous positive reviews.

Vesta-Bank

This financial institution is not very popular, as it exists on the market for so long. At the same time, Vesta-Bank has favorable conditions for business owners. As in other banks, you will not have to pay for opening a current account, and the monthly fee is only 300 rubles. The payment order will cost a little more than the competitors - 50 rubles.

In this financial institution you can try to open a settlement account for the IP. Which bank to choose for long-term cooperation? The entrepreneur himself will be able to answer this question after he has worked with several financial institutions.

Which bank to choose for a PI?

Description 10 of the most popular banks will help make the right choice. But the people's rating is not the only thing that should be paid attention to. The feedback from specialists shows that it is also worthwhile to evaluate the financial rating of a particular institution, its loan portfolio, the availability of a concluded agreement with the deposit guarantee fund, and so on.

Opening a checking account is a serious event. Which bank to choose for a PI? It is better to choose the financial institution, which mostly causes confidence in the entrepreneur. The inner feeling will tell you who you can deal with, and with which bank to contact is undesirable. Do not pay attention to the advice of friends and colleagues, as well as choose an institution near the location to the home of the main office.