The second child in the family was born: what are the payments?

Having created a family, most young (and not so) people begin to plan a child. After this task is completed and a child appears in the family, a few couples are solved for the second (and even more so for the third, fourth, etc.). The main reason for this situation is often in the material issue, since many believe that the second child in the family is an inadmissible luxury.

However, in recent years, the state is trying to improve the demographic situation by encouraging parents not to stop at the birth of one. And if we talk about payments for a second child, then, in the first place, it is necessary to note the maternity capital. Despite the fact that it has already been said about him quite a lot, many still have questions and misunderstandings about who and how it is paid.

Maternity capital is considered a lump sum paid to mothers at the birth of the second or subsequent child. Its amount was initially 300 thousand, but every year it is indexed, resulting in 2012 it turned out more than 380 thousand rubles. When the second child is born in the family, parents can apply for this payment, having collected necessary documents for this, and applying to the Pension Fund. In some cases, single fathers who raise children can receive this allowance.

It is worth considering that it will not be possible to receive this money in cash. There are several directions, how they can be spent, and so far, draft laws are being introduced to consider additional ways to implement them. Despite this, today there are only three ways to which you can send these funds, from which you can choose your own.

The first of these is the use of money for the education of the child, and it is possible to pay not only for the education of the second, in fact, after the birth of which, the funds will be received, but also the first child of this family. Another, one of the most common ways, is the transfer of maternity capital to the account of the future pensions of the parents. It is also possible to pay off this amount of a mortgage or a loan taken for construction, that is, to improve their housing. In this case, one of these methods can be used only three years after the child was born.

It should be noted that in some regions additional payments are paid for the birth of the second child in the family. So, in the Krasnodar Territory, Tyumen, Khakassia and other subjects, it is planned (and in some already done) to issue regional maternity capital amounting to 100,000 rubles. It will be possible to dispose of it just like the federal government.

Some subjects of Russia (for example, St. Petersburg) provide additional one-time payments to families after the birth of the child. Moreover, each time (for the second, third and subsequent), the amount will be more.

It is important to say that when a second child is born in the family, the benefits paid by birth or care for him are increased, especially when the mother does not work and is paid for social security benefits. If the minimum amount for the care of the first child is slightly more than two thousand rubles, then, if this is the second child, the amount of this benefit is doubled.

Thus, the second child in the family is not so difficult from a material point of view as it seems. A separate issue is the problems associated with the upbringing of two children, childish jealousy and others like that. But almost all parents should remember that there is nothing that can not be coped with. Therefore, if there is a question about whether to give birth to a second child or not, it is better to solve it positively, because children deliver parents not only hassle, but also much joy.