Money transfers from Ukraine to Russia: services, conditions and tariffs

Today, there are many ways to transfer funds from one country to another, from bank transfer to instant payment services. For transactions in neighboring countries, a special tariff schedule is provided . For example, money transfers from Ukraine to Russia are cheaper than in EU countries.

The Essence

The procedure itself is simple. It takes no more than 15 minutes. A person needs to fill in a special form in the bank, specifying in it the name. Recipient, his phone number and amount. Then this paper is transferred to the cashier along with the passport and money. A unique number is assigned to the transfer, which must be notified to the recipient. With the development of online banking, customers can apply without leaving home.

Situation in the Ukrainian market

In 2013, 31% of users preferred the service of Western Union. The second place was occupied by the "Golden Crown" (18%), then - "Unistream" (12%), "Contact" and MoneyGram (9% each). This ranking is justified. For example, Western Union branches are located in more than 200 countries. But the commission for payment is rather big (from 6%). Users of Unistream, paying 1-5%, can send funds, say, to the US, but not to every city. Money transfers from Ukraine to Russia through these services are carried out instantly, the funds "wait" for the owner for 2 months. And thanks to the close location of the countries, the transfer fee is minimal.

No less popular is the PrivatMoney system from the credit institution of the same name. Thanks to the developed network of branches, money can be transferred at preferential tariffs between the cities of Ukraine, Russia and the CIS countries.

Such international systems as Anelik, Contact, VMT, are presented to a lesser extent. But they have a wide network of branches and tariffs are reasonable. For an urgent transfer you will have to pay 1.5-3%. Through Contact, you can send funds to Spain, Italy, the Czech Republic and other countries. UNIStream actively accepts applications to Turkey, and VMT - to the CIS and Baltic countries.

Reduction of tariffs

More than 20 international systems are virgin in Ukraine. Leaders in the market are pushing to reduce the cost of services. The transfer within the country will cost the user in 1-1,5%. Almost all money transfer systems, in addition to reduced tariffs, offer their customers discount cards. They significantly speed up the maintenance process. And numerous networks of partners, through which you can make a transfer, only increase the popularity of such services.

Caring for the family

Transfer of funds to relatives between countries can be sent using a card through an ATM, terminal or mobile banking. Applications are accepted at any time of the day. The commission is paid by the sender.

MoneyGram

The largest money transfer system operates in 196 countries. Its partners in the CIS countries are 160 banks, through which you can send and receive a transfer without having a plastic card on hand. The amount is limited to 10 thousand dollars. The commission varies from $ 12 to $ 300. The funds are available for withdrawal within 10 minutes after the application is processed. To receive money, you need to contact the MoneyGram agent, submit a passport, fill out a form and report the transaction number.

"Golden Crown" and "Unistream": money transfers for individuals

The most popular systems in Russia accept applications for the transfer of rubles, dollars, euros, and execute them for 10 minutes. But it is worth considering the time zones and the difference in the time of operation of the branches. Money transfers from Ukraine to Russia through "Unistream" are charged at a rate of 0.7%, to the CIS countries - 1%. You can transfer funds without opening an account. The sender must not only notify the transfer number, but also the address of the issuing point. From this point of view UNIStream is buried in the "Golden Crown". This service, in principle, differs from all previously considered. The transfer can be made through self-service ATMs (with the "Corn" card), specifying the recipient's phone number, country and city as the details. The recipient decides by himself which bank will receive the funds. A great advantage of the service is also the free sending SMS notification with the transaction number.

Contact

Instant money transfer systems are good because the funds are available for withdrawal in a few minutes. From this point of view, the market leader is Contact. Through the Russian service, you can transfer rubles, dollars and euros to the CIS countries and foreign countries. The funds are available for withdrawal within 1 minute after the application has been processed. The recipient learns about this from the SMS message, in which the transaction code is indicated. The service offers such unique opportunities for receiving money:

• Crediting funds to a mobile account;
• To deliver a money transfer to the house, including in the form of a check;
• Transfer funds to the account of the legal entity in order to repay the loan or pay for services.

Conclusion

Money transfers from Ukraine to Russia can be sent by any of the available international services, including through the banking system, if the accounts with the sender and the recipient are opened in the same credit institution. The commission for such a transaction does not exceed 1.5-2%. The cheapest way is to manage transfers through the "Golden Crown", "Unistream" and "Contact", since all these services are Russian. But in MoneyGram have to pay a fixed amount of $ 2.5.