"Alfa-Bank": customer feedback on a loan in cash

The problem of shortage of cash has always existed. Do not have enough money to buy something or a ticket to hot countries? Do not want to borrow from friends and acquaintances or not? Property to give a pledge is a pity, borrowing from strangers is terrible? What to do in such cases?

"Alfa-Bank" provides an opportunity to receive immediate funds. This expression means that the speed of decision-making is from 30 minutes or 2 hours to 1-2 days. Employees of Alfa-Bank (Moscow) or any other branch of the loan in cash issued quickly enough, especially if the self-filled application and questionnaire on the bank's website. The latter is not necessary, however, it may shorten the waiting period for the management decision. Moreover, you can get an SMS forecast in a few minutes after filling out the questionnaire.

Alfa-Bank: customer feedback on the advantages of this institution

What are the advantages of this bank in comparison with other institutions that also provide such a credit program? To begin with, let us note once again the high speed of making a decision on your issue. This is an important factor, as there are times when one day can change a lot.
The amount of the loan is quite high and can reach 1 million rubles, but for corporate customers who regularly use the services, and up to 2 million. The minimum interest rates are not higher than in other structures, and keep at the level of 17-18% per annum.

"Alfa-Bank": customer feedback on the nuances of a loan in cash

Can please a minimum package of documents - you need only a passport and a code. If you have a certificate of income from the official place of work, the loan amount, like the guarantee of a positive decision, will increase. The main bonus when borrowing money is the absence of commissions for lending money and for using the account. Another pleasant surprise when appealing to Alfa-Bank, which is located in all cities of Russia, is the opportunity to choose the terms for a monthly repayment of the loan. This is very convenient, since you can calculate the date of payment of a monthly salary and correlate it with payments on the loan. The terms on which Alfa-Bank is ready to provide you money are also quite standard: from 6 to 36 months.

In this institution there is a one-time discount provided the questionnaire is filled in on its own. It is not too high, but it can be a pleasant addition to the cash on hand.

Alfa-Bank: reviews of customers who have received a loan

Of course, for today there are few people who do not use the means of banks. Therefore, there are quite a lot of opinions. Some praise this bank for its efficiency and loyalty. Others are indignant at high lending rates. However, it all depends on the program that you used. The standard consumer credit in cash does not cause any criticism. But the express version, where the maximum loan amount is 100,000 rubles, and the interest for its use is 29.9%, of course, not everyone will like it. But keep in mind that with such loans such huge rates are set because of the risk of non-return.

In general, the loan program "Alfa-Bank", customer reviews about which are mostly positive, is quite standard and does not contain pitfalls. Although to read the contract, of course, it is worth to then not be surprised at the amount of overpayment for using the funds of the financial institution.