FinanceBanks

"Platinum Bank": reviews. "Platinum Bank": how to take a loan?

There are a lot of banks in Ukraine, and each of them has advantages and disadvantages. One of the largest commercial banks on the market is Platinum Bank. He has been working since 2005, currently growing and developing, attracting new customers, developing various profitable products. But because the competition is tough enough, every potential client chooses the bank not only on the basis of the terms of service, but also on the basis of the users' opinion, that is, reading the reviews. "Platinum Bank" is really discussed quite often, so it makes sense to learn how to respond about its activities.

The services

Currently, the bank provides many services for lending, deposits, credit card services. The main activities of the bank are lending to individuals and accepting deposits. It should be noted that in these areas, "Platinum Bank" occupies a leading position in Ukraine. It has a high degree of reliability.

The big advantage for customers is that on the official website of the bank they have a personal account that allows you to track the movement of funds on the account, view the dates and amounts of payments, make money remotely. And this is not all the opportunities that the bank provides its customers.

But, despite the positive characterization, high level of service quality and impeccable reputation, not all reviews about the bank "Platinum Bank", contrary to expectations, are positive. The network hosts many reviews of disgruntled customers. What is the reason for this? It is necessary to understand.

Cash Loan

Currently, the bank offers several loan products to customers. Among them, the customer can choose the one that is most suitable, individually, according to their requirements and wishes. Details about the programs and conditions can be found on the bank's official website or office.

This bank works with clients only directly, without intermediaries and credit brokers, so do not pay attention to the proposal, if a third party promises to assist in issuing a loan for a modest fee.

Currently, a cash loan is provided for up to 30,000 hryvnia, with a credit holiday. That is, the customer can skip the next payment, if it really is necessary for him. And this is not all the advantages for borrowers that Platinum Bank provides. The reviews will be presented below, perhaps not all as well as the creditor promises to customers.

Advantages of a loan in cash

In fact, there are several lending programs, and each has its own peculiarities, but if they are combined, it is possible to identify several obvious advantages of the bank:

  • Provision is made for a loan to pensioners;
  • Interest rate at the discretion of the bank depending on the reputation of the borrower and other factors;
  • Payments are divided into equal parts;
  • The minimum package of documents;
  • In the case of conscientious performance of obligations to the bank, the client receives long-term cooperation on the best terms.

And this is not all that can be said about the loans of the bank "Platinum Bank". Feedback all the facts confirm. Particularly respectable customers resort to his services repeatedly, finding cooperation profitable for themselves.

How to take a loan

As mentioned above, to start working with the lender, you need to apply personally to the office or to the site of the institution "Platinum Bank". How to take out a loan in cash and what documents to provide, it should be clarified from the employee. After all, everything depends on a number of decisive factors: age, financial situation, official employment, the term and amount of credit.

Nevertheless, there are a number of requirements for borrowers:

  • Age up to 71 years;
  • Registration in the region where the loan is issued;
  • Experience at the last job for at least 6 months;
  • The presence of a passport.

Depending on the borrower's candidacy requirements may vary at the discretion of the bank. In most cases, to issue a small amount, it is enough to present only two documents - a passport and an INN. A pledge and a surety are not required.

There are several convenient ways to repay the loan, for example, from the card of any bank through the "Personal Cabinet" service, self-service terminals , cash offices of the bank and partners of the institution "Platinum Bank". How to close the loan in cash - there is a detailed instruction on the bank's website. It is advisable to familiarize with this in advance, so that conflicts with employees do not arise in the future. For example, reviews about the bank "Platinum Bank" may be negative for the simple reason that the client inattentively read the terms of payment and delayed payment in time, for which he received a fine or a fine.

Reviews about loans in cash

It is difficult to answer here, what color are the comments from customers, because the opinions of people are ambiguous. Some say that the terms of lending and the attitude of employees to borrowers are loyal, others, on the contrary, are dissatisfied with cooperation. Still others did not notice anything special about cooperation, just as it differed from other financial organizations.

But it should be noted separately that many users wrote about the service "Credit Holidays", because the situations are different and not always possible to pay off the loan, then this service becomes a real salvation. In addition, the conditions of this service are quite acceptable, because the bank does not need to explain the situation. You just need to notify employees by phone, not every bank is ready to meet borrowers.

Credit cards

Not always the customer is interested in cash loans, mainly when planning large purchases and paying for urgent needs. But a credit card is a convenient payment tool for everyday use. One of the most popular products of "Platinum Bank" is a credit card. Customers' reviews are diverse, but in general their number is constantly growing, which means that the conditions for them are profitable.

Premium Bank offers its customers a Goldfish card. At the moment it is the only one in the line, but in demand, more than 12 thousand customers actively use its services. After all, the main advantage is ease of use for paying for purchases, withdrawing cash at any convenient time.

The client offers quite acceptable conditions for "Platinum Bank". How to issue a credit card - you can specify in the office of the company, of course, you need to provide a number of documents, usually the same as for a loan in cash. On what terms is the card drawn up:

  • Currency - hryvnia;
  • Limit on the card - 75000;
  • Free registration;
  • Free service;
  • Withdrawal of cash up to 10,000 per day.

Payment on the card is simple, it is enough to pay UAH 65 per each spent one thousand and use the funds further.

Deposit

Deposits are a profitable program for owners of their own funds, it will help to save them from inflation and ill-considered spending. But many residents believe that it is more reliable to keep money at home, to invest in purchases, for example, real estate or in foreign currency. But this is not necessary, it is enough to find a reliable partner who is not afraid to entrust their savings. To see this, it's enough to read reviews about the Platinum Bank. Deposits are quite in demand among customers.

Why you should contact this financial institution:

  1. A huge number of clients invest their money here. Hence, they consider the bank to be the most reliable, and conditions favorable.
  2. The Bank has been working on the market for a long time and cooperating with foreign partners, has gained a positive reputation during its existence.
  3. There are several different conditions for depositors, it all depends on the amount and timing, as well as the wishes of customers.
  4. The deposit client of the bank can become a loan, which in the future guarantees fruitful and mutually beneficial cooperation.

Types of deposits

Despite the fact that every state and commercial bank has a huge number of offers, customers uniquely choose "Platinum Bank". Customers' opinions on deposits motivate and attract the attention of new investors.

So, the conditions for deposits are fairly transparent, the terms and interest rates are flexible and depend on the product chosen by the client. The minimum deposit amount is 1000 UAH. There is also an opportunity to open a deposit in foreign currency, but here the terms should be clarified in the bank branch.

It is advisable to consult with employees of the credit organization, they will help to select an individual program for each client. After all, it is known that the profit depends not so much on the offer as on the amount of the deposit and the time limit in particular.

More details the client can learn only from the bank's employees at personal request. Even on the official website, information may differ from reality. Therefore it is more sensible to personally go to the office and thoroughly discuss everything.

Reviews about deposits

Many users recognize that "Platinum Bank" is one of the most expensive and presentable banks in Ukraine. Clients' opinions about deposits are mostly positive. The reason for this is obvious - the bank has the opportunity to pay a decent reward to its depositors.

Users noted that here you can get the most interest on the deposit. Many investors return here again in order to open a new deposit. In addition, the range of products is huge, it is difficult not to decide on the choice.

It should be noted that the network has customers who noted the unreliability of this bank, and the reason for this was contributions. Perhaps, really was not the best period for the bank due to the unstable economic situation in the country. But, nevertheless, at the moment the bank's work has been adjusted, and investors can be assured of the reliability of their savings.

In general, it makes sense for owners of their own funds to pay attention to the "Platinum Bank". Reviews on deposits, at least, are positive, it means that the majority of clients were satisfied with not only the services themselves, but also the level of service. About this users, by the way, also wrote in their comments.

Employee feedback

Employees are those users who know the organization from the inside, so their opinion can not be ignored. So, what are the conditions for the employer to provide "Platinum Bank"? The feedback from employees is extremely positive, they noted that it is a responsible and respectful employer, and in the staff of all branches more than 1,000 people from all over Ukraine work.

The first thing that interests any of us is the salary. Employees noted that it is paid on time in full, without delay. Such indicators can not be proud of every employer, especially considering the economic situation in the country. The level of earnings is quite competitive - as one of the employees of "Platinum Bank" wrote, which once again confirms the status of a reliable and prestigious financial institution.

Working conditions are completely satisfied with employees, they comply with all norms and requirements. In addition, the friendly team is pleased, which works smoothly, respectively, the fruits of his work have a positive effect on the mood of customers. During the working day, of course, it is necessary to work hard, but no one forces to work above the norm.

There are other eloquent testimonials. "Platinum Bank" has an excellent management that takes care of the well-being of employees, meets them, helps to cope in a difficult situation, in general, loyally refers to every employee, and in our time is a big rarity.

Negative feedback, of course, is, because it is difficult to please everyone. Perhaps the employee could leave a negative opinion, who did not have relations with colleagues or management. Or maybe he himself is to blame for being dishonest about his duties.

It is necessary, by the way, to take into account one interesting fact about the bank "Platinum Bank". Customer testimonials indicate that they have had conflicts with bank employees about loans and deposits. Indeed, this happens if one of the parties violates the terms of the contract for one reason or another, it is impossible to avoid disagreements. Is it worth paying attention to the comments, in which the client judges the bank's employees for doing his job and demanding to fulfill his obligations to the bank.

General opinion of customers

It's time to sum up, from which side it is more reasonable to characterize "Platinum Bank". Reviews are varied, and there are a huge number of them online, which makes it difficult to properly analyze them. If you study them carefully, you can draw several conclusions. The bank has a huge number of clients, this is already clear, and each of them has its own experience of cooperation, which he gladly shares.

Often you have to see a comment about the high interest rate on the loan. Indeed, the new client, who has not yet earned trust, can not rely on the best conditions, and this is in any bank. In addition, the interest rate is calculated from the information about the borrower, because in this way the bank covers its risks. And, it should be noted that there are few refusals to provide loans, this is used by many borrowers who have not been given loans in other organizations.

It is worth paying attention to the positive feedback. "Platinum Bank" appreciates its customers, even provides credit holidays, it is quite a rarity, usually in financial organizations such privileges are not. Many borrowers use this right, as they write in their comments.

But there are also quite fair negative comments about "Platinum Bank". Clients' testimonials about loans testify to not always pleasant communication with bank employees about overdue debts. Indeed, in talking to customers, an employee of an organization should not allow rudeness toward the client.

Pros and cons

What conclusion can be drawn from all of the above. The bank is commercial, large and reliable, it has a huge number of clients, judging by the discussions. It issues loans and draws up deposits, has advantages and disadvantages.

On loans, opinions differ widely, some consider the interest rate too high, others, on the contrary, note that the conditions are loyal and acceptable to the middle stratum of the population. After all, making out a loan, you need to understand that the cooperation will be long, and therefore you need to think before signing the contract.

The bank has an approach to each client, for example, it is difficult for investors to find a big profit for themselves in another bank, they noted this fact, so it makes sense to pay close attention to it. In addition, given the wide range of banking products, it is difficult to remain indifferent.

This bank has many partners, this information is on the official website. This confirms his responsibility and stability. If you become a regular customer, you can rely on preferential terms for the provision of services.

Advantages are clearly more than flaws. A high interest rate on a cash loan is more than offset by a small percentage of refusals to provide loans, and this has also been confirmed by users. That is, when other banks refuse financial assistance, "Platinum Bank" helps out.

Is it worth to contact the bank

There are indeed many opinions about the establishment of the "Platinum Bank". There are positive and negative reviews, they are worth reading, of course, but they can not be guided either, not every client gives an objective assessment of this organization.

To contact the bank or not, it is necessary to decide on your own, but you need to do it when it really is necessary. Because the borrower is liable for repaying the loan and must calculate its financial ability, otherwise it may have problems not only with employees of the department for collection of arrears, but also with the law, and he is on the side of the lender.

There are also positive aspects of cooperation, the testimonies testify to this. "Platinum Bank" provides excellent conditions for deposits. If you have your own savings, then it's wise to invest them in a reliable bank and make profits from them.

So, what did the feedback tell us? "Platinum Bank" is a large bank in Ukraine, which serves thousands of customers throughout the country. Someone is pleased with the cooperation and recommends it to others, some could not build a strong financial relationship with the bank. In general, the bank has a positive reputation in the market, growing and developing.

Similar articles

 

 

 

 

Trending Now

 

 

 

 

Newest

Copyright © 2018 en.atomiyme.com. Theme powered by WordPress.