Credit cards in Euroset - an alternative to traditional banking products

In the past few years, the largest communication stores have significantly expanded the range of services offered. Today they provide their customers with not only opportunities that in one way or another relate to mobile communications, but also a number of additional functions traditionally implemented by banks. So, for example, all comers are offered to issue credit cards in Euroset with a number of pleasant bonuses available when using this product. Quite a tempting offer, considering that this process will only take a few minutes, and the list of necessary documents includes only the passport of a Russian citizen.

What is the difference between credit cards in Euroset and similar payment instruments in banks? First of all, it should be noted that this is a completely traditional banking product, and its implementation is carried out jointly with Renaissance Credit. Initially, a card with a funny name "Corn" is a bonus and prepaid (that is, it requires a preliminary deposit to the user's account). It is aimed at fulfilling two main functions: making purchases / paying for services in various institutions and obtaining up to 1.5% of bonus points from the amounts of these payments. They are charged when calculating a card in the "Euroset" communication salons, as well as in a number of the Program's partner locations. You can spend them there or by using a special "corn" catalog of goods.

However, there is an expanded version of this product - a Euroset card with a credit limit provided by Renaissance Credit Bank. It is issued in the same way as usual, - on the passport directly on the day of treatment. It provides an opportunity to receive a limit of up to 300 thousand rubles. Interest on it, however, as well as for any credit card, rather big, but there are quite pleasant nuances. The first is an interest-free period (up to 55 days), the second is a return of 1% of the cost of purchases in the form of bonuses. In addition, credit cards in Euroset are quite a profitable solution for use abroad, as the conversion into dollars and euros is carried out at the rate of the Central Bank for the day when the operation was actually carried out. Whereas in different banks the rate may be higher by 1-2%.

The payment system of the card is MasterCard, which is international, which allows paying it in countries all over the world.

There is another possibility that we did not mention. Customers of the communication salon can count not only on the credit limit of the "Corn" card. "Euroset" provides them with the service of crediting a cash loan received in partner banks. These include Alfa Bank, Home Credit, and Renaissance Credit, as well as a number of other KOs. At the same time, you can apply for a loan anywhere in the "Euroset", the money will go directly to your card.

Among the advantages of the card can also be called its free service (and find this now is not so easy) and sms-notification, for which the fee is also not charged. Of course, this product has disadvantages. This is a high interest on the loan, limited capacity to replenish the balance (either through the salons of Euroset, or from another MasterCard card). In addition, some problems may arise in the calculation of "corn" abroad, since it is not named.

In general, there are credit cards in Euroset arguments and pros, and "against" to take advantage of this product. Prioritize and decide which of the characteristics is more important to you, whether the advantages cover the disadvantages specifically in your case.