What you need to know when buying a tour

Distribute the upcoming vacation, a very pleasant and anxious occupation without exaggeration for everyone. Everyone dreams that his vacation is emotional, memorable and, of course, ideal, but it is very difficult to recognize and understand every detail of the upcoming tour at once. So in this article we'll talk about the main points that you need to know when choosing a tour.

The designation of a package tour. What are the differences between a package tour and an individual tour?

Each tour is divided into two main categories: a tour, which, if necessary, can be folded and transformed into one of any tourist needs, and a tour that is formed by a tour operator, called a package tour. Simply put, the package tour is a tour that includes medical insurance, hotel accommodation, transfer, railway and air tickets, that is, a complete set for recreation. The cost has already been calculated by the tour operator and is provided for use, it is not necessary to find out separately the cost of a hotel or a ticket. Today it is easy to buy a package tour online on the Internet. And an individual tour like a designer, you can form it from blocks at your discretion (transfer, hotel and flight). A classic example of such a trip is a tour, when a family of three people flies to rest, but the father flies earlier, and his grandmother arrives at his place, but the mother and child will be at the resort all the time. But individual tours go much more expensively, and to wait until they receive a special offer - complete nonsense.

What should be in the set of documents required for the tour?

The standard package of documents for the tour includes a passport with a visa if you want to make a trip to the visa country, a ticket, medical insurance and a voucher. At the moment, the documents are sent by the tour operator via e-mail, the data is entered by the insurance company's base, the host party, which will meet tourists during the arrival at the airport, as well as in the hotel and airline base. Thus, in the hands of travelers give a printed copy, equivalent to documents with seals. But you should not be afraid of such documents, in the hotel instead of you no one will settle even with a similar package, registration for the plane is only on your passport.

What is the best way to pay for a tour?

Paying cash is the easiest and quickest way. In this case, you are given a cash receipt, because the federal law "On the use of cash registers in the provision of cash payment and payment using payment cards" of May 22, 2003 obliges individual entrepreneurs and organizations to issue to the customer when making payments using payment cards And cash funds printed by check-cash register checks. First and foremost, it is necessary for the buyer: a check with the contract is an indication of what you bought and paid for the goods, in this case the product is a tour. If there are non-standard situations, with the provision of checks and travel arrangements, the agency will return money. When you buy a tour through an online store, you can pay for a ticket online with a bank card.

What is included in medical insurance and what should you do when you are sick on vacation?

If you suddenly had unforeseen circumstances that are related to health and life, tour operators usually include a medical insurance policy in the usual standard tourist package during the trip. If during the trip the tourist gets sick, then the medical help will be rendered free of charge, but only with a preliminary phone call specified in the policy. When you apply to a medical institution without sending an insurance company, you will have to pay for the services yourself. But not every disease will be treated by insurance: with great concern they refer to injuries acquired under alcoholic intoxication, dental treatment (pain), cases related to pregnancy and exacerbation of a chronic disease.

What needs to be done when the tour has already been booked and paid for, and the person who paid for it can not go on a trip?

In each case, this issue is always considered separately. Different tour operators have different penalties for the refusal of the tour, and the amounts can range from 0 to 100%. All depends on the reasons for the refusal and, of course, on the time before the commencement of the trip, with a shorter time penalty is more. In order to avoid such a situation, it is best to arrange insurance against leaving home.

What is the insurance against leaving home?

Insurance in case of an interruption (cancellation) of a trip or insurance against theft is applied when the tourist does not know that it will be possible to spend a vacation. The most common form of this insurance is a holiday with children or a tour to a visa country. But do not forget that not every case is an insurance, the usual desire not to go will not serve as a basis for paying compensation. With certain exceptions, the insurance company recognizes insurance cases: damage to property, summons to the judicial authorities on the agenda, non-receipt of a visa, death, an infectious disease that requires quarantine, serious trauma, hospitalization, and much more. All of the above is fully attributed to a close relative of the tourist, who can be grandchildren, grandfathers and grandmothers, a sister and brother, a legal spouse or spouse, children, mother or father. It is worth paying attention to the fact that the insurance company pays a refund on insurance, so to monitor the correct execution of documents must be still in the stage of booking the tour. To receive compensation costs, you need to write to the insurer in writing about the occurrence of the insured event and to show the supporting document.

What is a franchise?

The franchise is the insurance prescribed in the terms of the contract, some of the loss of the tourist, which is not subject to reimbursement by the insurer. In tourism, a franchise is usually met in a medical policy equivalent to 30 euros / dollars. This means that when a tourist was provided with medical assistance for 100 euros / dollars, 30 of them are required to pay the tourist himself, and 70 - to the insurance company. This also applies to travel insurance, but the amount is not fixed, but as a percentage of the price of the tour. When there is a possibility to choose, it is necessary to issue insurance without a deductible.