Return of erroneously listed funds, claim sample

Now, when financial activity takes a big place in everyone's life, it's hard to imagine a person who has never made any banking transaction (paying fines and taxes, transferring money to friends and various organizations). Unfortunately, each of us can make a transfer of money to the wrong addressee. This incident may occur due to own inattention or due to a technical error. As practice shows, very few people know what to do in order to make a return of erroneously listed funds. A sample claim for a refund will be given below.

What to do when making an erroneous transfer

If you find that the transfer has gone to the account of the wrong person, you should urgently ask the bank to cancel the transaction. There is a fairly high probability that the bank will meet you in case if the operation has not yet been carried out. But remember that the bank has the right to refuse the cancellation of the transaction.

If you received a refusal from the bank, do not be discouraged. In this case, it is necessary to draw up an official letter, in which it is necessary to write a request to make a return of erroneously listed funds. A sample of such a letter is not established. The letter can be addressed both to the bank that conducted the operation, and to the subject who received the erroneously transferred money to his own account. It is desirable to address a letter to a subject who mistakenly received money, since after conducting an operation the bank has no right to dispose of the recipient's money. You can deliver the letter in person, send it by mail or send it through courier service. If you addressed a letter to a bank institution, then the bank will try to resolve the situation on its own. How to make a return of erroneously listed funds? A letter, a sample of which is given below, will help in this matter.

Voluntary return

If you receive your letter, the person receiving the erroneous transfer can voluntarily return the payment to your account. If he refuses to return money, it is necessary to apply with the claim to the arbitration court in order to make a return of erroneously listed funds. The claim is presented below.

Collection of funds through legislation

If all of the above methods have not helped to recover the incorrectly listed funds, you must file an application with the arbitration court. Certain evidence should be attached to this statement. They include originals and copies of documents confirming an error in the transaction. You can also attach a letter that was previously sent to the bank. How to file a claim for the return of erroneously listed funds? The sample application is reproduced below and drawn up in accordance with the laws of the Russian Federation.

Responsibility of the recipient

According to the court decision, the recipient, who did not make a refund immediately after the discovery, or completely refuses the procedure, will be forced to return the money with a certain percentage, which is determined by the court during the proceedings.

If the error occurred due to technical problems or a bank error, it will be easier to return the money. After submitting an error statement on your part, the bank must check the facts and return the full amount to your account.