"Renaissance" (pension fund): license, rating, reviews

"Renaissance" is a pension fund, which has been functioning in Russia for a long time. Very large organization. But is it worth it to trust? What information can you find about this company? What to believe? Reviews of the "Renaissance" do not give an unambiguous opinion about what the company is. Therefore, it is often necessary to study not only the responses, but also the latest news about non-state pension funds. So what do people say about this organization? Can she really be trusted? Or is it better not to come here to form a funded part of the pension?

Description

"Renaissance" is a non-governmental pension fund of Russia. He has been working in the country for a long time. It is supported by the financial company of the same name. Carries out activity on pension insurance of the population.

Here, as many argue, you can create a deposit for which money will be transferred by a citizen to old age. This forms the accumulative part of the pension. No specific activity "Renaissance" does not. Only the opening of deposits for pension savings. But is it worth paying attention to this organization?

Reincarnation

It is difficult to decide. After all, "Renaissance" is a non-state pension fund, which for the whole of its existence has suffered quite a lot of changes. The thing is that he passed through a merger with several pension funds several times.

The last name of the organization is "Renaissance - Sun, Life, Pension." It is under this name that one can meet the mentioned non-state fund. Therefore, it is surprising that the same reviews are left on the "Renaissance" and "Sun. Life: Pension", it is not necessary. This is the same organization.

Frequent changes of names, as well as the combination with other non-government funds, makes many think about the integrity and sustainability of the company. But what should I look for in order to determine as precisely as possible whether it is worth investing in a fund or not?

Rating of popularity

For example, the company's rating. "Renaissance" - pension fund, which is not in Russia leading. According to statistics, he is in the top 20 leaders. But thus above 11 positions did not rise.

It is often pointed out that "Renaissance: Life and Pensions" (APF) is on the 15th place in the popularity rating of all similar funds. Many people are guided by this indicator. Not the best place, but nevertheless it is close to the 10th leader.

This is not the only selection criterion. What other components do many customers pay attention to? Is it really possible to trust this non-government pension fund? Or is it better to look for another place for the formation of pension savings?

Trust

For example, the next indicator is the level of the trust. NPF Renaissance has a fairly high confidence. But only according to statistics. It is indicated that the organization has a trust at the level of A +. In some sources, trust is A ++. This is the highest point of trust.

Nevertheless, the first indicator is often indicated. That is, clients and potential investors trust the fund, but not 100%. Not a bad level of trust. Especially in view of the fact that the highest trust has the leading funds in Russia.

Profitability

"Renaissance" is a non-state pension fund with a rather high level of profitability. This indicator often attracts the most potential investors. After all, the purpose of non-state funds is not only to preserve, but also to increase the pension savings of citizens.

NPF "Renaissance" offers a yield of about 7-8%. Not too much, as some customers say. Nevertheless, this is more than some similar firms can offer. Therefore, if you believe the numerous reviews, then in the organization you can really exaggerate the accumulation. Not too much, but such a prospect takes place.

Spread

"Renaissance: Life and Pensions" - NPF, which, as many potential investors say, is found in most Russian cities. More precisely, the branches of this organization are available in every locality.

That is, the fund represents a very large corporation. As already mentioned, it is supported by the same bank. And this fact inspires potential investors to trust in the stability of the fund. In any case, the "Renaissance" is not small fraudsters who only hide behind the status of a non-state pension fund in order to collect money from the population. So, you can look at it when deciding whether to create a funded component of a pension.

Service

"Renaissance" is a pension fund, the service of which causes eternal disputes. What does it mean? You can not just judge how well the organization offers quality service. The opinions of clients in this area are seriously divided.

What can the NPF Renaissance offer? Clients point out that here all the staff respond fairly quickly to all the questions asked. But the speed of direct service leaves much to be desired. Speaking about the payment of pension savings, it should be noted that they come with serious delays. Of course, this situation can not please the population.

The "Renaissance" provides Internet service. To be more precise, the "Personal Cabinet", in which each client can order an extract about the status of his personal account. Such a service often causes investors a lot of negativity. After all, the system is malfunctioning. Very often, even authorization in the corresponding service does not work.

Therefore, APF "Renaissance", whose rating is not the highest in Russia, has its pros and cons for servicing. And this fact must be taken into account. From the pension fund, you should not expect impeccable work. And for that there are well-founded reasons. One of them makes some people panic and worry about their retirement savings. What is it about?

License

About the license. It deserves special attention from this fund. Why? What is the attraction of this area for APF Renaissance? The license of the company studied is suspended. Or rather, withdrawn. And we are talking about the foundation "The Sun. Life and Pension." What does it mean?

"Renaissance" no longer has any rights to carry out insurance of the population. The conduct of activities as a non-state pension fund does not take place. Therefore, it is clearly not worth considering the organization as a place for the formation of pension savings. Even the official website of the FIU has published information that Renaissance is no longer licensed to implement pension insurance.

Why did this happen? The Central Bank decided to reduce the number of NPFs in Russia and leave only the best organizations. "Renaissance" is a pension fund, which, according to many sources, did not cope with its obligations. He did not pay citizens money, if the depositors wanted to independently transfer the savings to another pension fund. Actual violation of the law.

Nevertheless, the management of the organization does not agree with this statement. And now it is trying to sue. So far, the "Renaissance" has not resumed its work. It is not known whether the company will return a license for pension insurance. If this happens, it is recommended that you treat this company with particular caution.