Casco insurance, what is it?

Currently, buying a car in the showroom, you can hear the offer to issue Casco. What it is? Avtokasco refers to vehicle insurance against the risks of "Theft" and "Ugon".

Tariffs for the insurance product are set individually. When signing a contract it is important to read insurance rules, it will help to understand what cases are insurance. In order to choose the optimal insurance conditions, you need to contact the consultant for Casco. What this is, what it is necessary for and how to behave in the event of an insured event, the manager will certainly explain.

What factors influence the final value of the contract?

The cost of the Casco policy depends on the type of vehicle, year of manufacture, availability of anti-theft equipment and the number of drivers who will drive the car. Age and driver's experience of each driver significantly affect the policy of Casco. The insurance premium depends on the option of storing the vehicle at night, an incremental factor is applied if the car is stored near the house, in a parking lot or in a cooperative garage. Also, the value of the contract depends on the choice of insurance compensation in the event of an insured event: repair at the station or payment in cash (by calculation). Lower the cost can be at the expense of the franchise.

Casco car on credit

Often, buying a new vehicle in the showroom, people are forced to conclude a contract Casco. Without calculating financial possibilities, many are asking the question: "Is it possible to include Casco's cost on credit?". Of course, yes, but this option is not very convenient. For a year there will be a substantial overpayment. In this case, it is better to consider installment of the insurance premium by dividing the payment into three or four installments.

Casco - what is it and what do you need to know?

It is necessary to remember that the policy is valid only in the territory of the Russian Federation, unless otherwise stipulated in the contract. The insured under the contract can be any interested person on the basis of the power of attorney. For insurance, vehicles of both domestic and foreign production are accepted, without significant damage. The age of the vehicle should be no more than 6-10 years, depending on the type of vehicle. However, there are restrictions. Insurance companies accept vehicles older than 10 years, subject to registration of the vehicle on credit or leasing. Unfortunately, a car that participates in competitions can not be insured under this program.

The program "50/50 Casco"

What is it, how profitable is the program and who can conclude the contract on preferential terms? In fact, not all can use this program. First, there are age limits. Secondly, the option of payment of insurance compensation excludes the possibility to receive cash on the calculation. About the other pitfalls of the policy "50/50" can be found in the insurance company. All the nuances you clearly do not tell, you can find out by careful study of the rules of insurance.