Is an urgent medical insurance policy necessary?

All citizens of the Russian Federation must have insurance policies. For employees in enterprises, they were issued in the workplace. Pensioners and non-working citizens could obtain an insurance policy in a polyclinic. Now the situation has changed a little. This is due, first of all, to the reform of the introduction of a universal electronic card. But this process is not fast, so there is no reason to worry yet.

Replacement of the insurance medical policy provides an opportunity to choose the company where you would like to be serviced. The introduction of a new type of document does not cancel previously valid policies. Both options are equally valid on the territory of Russia. Services that are provided to citizens depend not on the type of document, but on the list provided by a particular insurance company.

Replacement of the insurance medical policy is provided at change of a surname or change of a residence. Today anyone can change the insurance company. This is done no later than November 1, but only once a year. If you are not satisfied with the service in your clinic, you can change the company. The introduction of plastic cards will make medical services unified, regardless of where they live. Being in another city on the territory of Russia, you have the right to demand the same service as the inhabitants of this settlement.

Early replacement of the insurance medical insurance is not required. The documents issued earlier are valid. But if you want to get an electronic card, you need to contact your insurance company. True, they may not have new samples. Therefore, you will have to wait when they appear, or go to another organization. Perhaps there are new policies available.

Replacement of the insurance medical policy assumes introduction of an electronic card on which there will be all information on the owner. In the future it is planned to use it to create a medical map, which can be viewed through the Internet. Here will be the entire history of diseases and a full list of services provided.

The travel insurance policy ensures the provision of medical assistance when traveling outside of Russia. Some countries refuse to accept people and do not provide a visa if you do not have insurance. You can receive such a policy through the Internet or in a travel company.

When traveling abroad, check the conditions that are provided to you on the basis of insurance. Please also note whether the firm is accredited in the country in which you plan to travel. In addition to the standard set of services that are stipulated in the insurance policy, you can draw up additional items. They can include not only medical aspects, but also purely human risk areas. For example, being late for an airplane or not being able to travel on some external circumstances.

Insurance is necessary for a tourist to feel more comfortable in a foreign country.