How to disconnect the "Money Box" in Sberbank through the phone?

"Piggy bank" from the Savings Bank is a service of the bank, helping to postpone a part of the revenues according to previously established parameters. The service was created specifically to help customers save the right amount for solid purchases, a trip to the sea and more. The system of transferring funds from a bank card to a coin box is automatic, there is no commission for using the service. The service is provided free of charge. Next, we will analyze what types exist, how to connect and how to disconnect the piggy bank in the Savings Bank.

What is required to connect "Piggy Bank"

• Bank card of the Savings Bank, for which you receive money. It can not be a credit, only a debit with the owner's own funds. Ideal option - salary card.
• The service of SMS-notification.
• Account in the Savings Bank, which will accumulate funds.

Types of "Piggy Bank"

The electronic service "Kopilka" provides several methods for crediting funds to a savings account:

• Installed amount. The owner himself can set the required amount and payment period. This method is convenient because it is possible to calculate how long it will take to collect the required amount. For example, a cardholder of every 17th day has a payroll transfer of 30 thousand. You can set the transfer to "Piggy Bank" on the 18th day in the amount of 5 thousand.

• The percentage of earnings on the card. The owner himself sets the amount of interest. When the funds are credited to the main card, the "Money Box" is replenished automatically. When choosing this type, it is necessary to take into account that funds will not be included in the accumulation when moving between personal accounts and cards, transfers from cards of other users of the Savings Bank, as well as refunds. For example, the owner has established deductions of 10%. Each 28th day, a salary of 30,000 is credited to the card, at the same time 3,000 are transferred to the "Money Box", and the advance part of the amount of 15,000 is transferred on the 20th day, 1500 rubles are automatically transferred to "Kopilka";
• The percentage of write-offs from the card. The owner himself sets the amount of interest. "Piggy bank" is replenished automatically at each write-off of funds from a bank card. When choosing this method, transfers from one's account to another and between cards, transfers to cards of other users of Sberbank, credit payments and Sberbank commissions are not considered as expenses. Let's say the client has set the amount of deductions to 15%, respectively after paying a purchase for the amount of 10 thousand, the "piggy bank" will receive 1500 rubles.

Do you already have a "savings bank" savings account in Sberbank? How to disable if necessary, described below.

Connecting or disconnecting the "Money Box"?

Despite the fact that the service "Piggy Bank" from Sberbank is very convenient, there are cases when it becomes necessary to disable it. Suppose this can happen due to a change in the situation in the life of the owner of the bank card - a change of job, the salary card has become irrelevant. Use it can be continued until the expiration date, but the funds from the employer will no longer arrive. Let's consider the basic moments of interaction of bank establishment with the client:

• In order for the client to use the bank's services remotely, he should activate the mobile banking service, which is an effective tool for quickly controlling the movement of funds on the account.
• To activate the Piggy Bank service, you can contact the bank branch employee, and you can do it yourself through your personal account or call the hotline.
• The card holder can set a limit for withdrawing money from a bank card. This is done through a branch employee or independently through Sberbank-online.
• Check the amount left on the account in various ways: send a message to the on-call short number and through Sberbank's personal office.
• Transfer the accumulated money in the "piggy bank" can be on any valid bank card.

About the connection and how to turn off the function "Piggy Bank" Savings Bank is described below.

How to connect "Piggy Bank"

It's very easy to connect the service, it can be done through:

• Employee of the Savings Bank, who will consult and help in connection.
• Personal account on the site of the Savings Bank.

The service is available for holders of Visa and MasterCard debit cards , as well as for those who have a savings deposit.

To activate the service, you need:

• Authorize in the personal account «Sberbank-online».
• Open the "Operations" section of the map menu.
• In the list of commands, select "Connect".
• In the window that appears, specify the parameters: type of transfers, amount and date of replenishment.
• When you select the percentage, you also need to adjust their size and the transfer amount limit.
• After completing all the operations, press the "Connect" button.

How to turn off the service "Piggy Bank"

Do not know how to turn off "Piggy Bank" in Sberbank? In order to turn off the service, there are several ways:

• Through the Sberbank-online system. To disable the piggy bank, follow these steps:

1. Log in to Sberbank-online.
2. Open the section "Deposits" in the card menu.
3. Further «Deposits and accounts», where you can see all the information about the client's deposits, validity periods and accrued interest.
4. In the list that appears, select the account from which the transfer will be made to the "Money Box".
5. If you have multiple accounts, you must select the one you want to close.
6. Now you know how to turn off the mobile "Piggy Bank" Savings Bank, the last step is left - in the dropped menu of service settings you need to press the "Disconnect" button.
7. The operation of the Piggy Bank is suspended.

other methods

• Do not know how to turn off "Piggy Bank" in Sberbank? This can be done at his branch. In order to carry out any operation in the branch of the bank, the visitor must have a passport and a bank card with him. In addition, to confirm the operation, you will need to enter the pin-code of the card. Such measures are necessary to increase the reliability of accounts and deposits. After the end of the "Piggy Bank" closing process, the bank employee will offer to withdraw funds from the account in an appropriate way, for example, transfer to a card or receive cash at the checkout.
• Are you going to refuse and do not know how to turn off the "Piggy Bank" in Sberbank? You can do it through the support service. The hotline number is available at any time of the day. To confirm the transaction, the owner must provide some personal information: the details of the bank card, the account number "Piggy banks" and passport data. Before the call, all this information is recommended to be prepared in advance.

Other ways to remove "Piggy Bank"

If you have Sberbank "Piggy Bank" service activated, you do not know how to disconnect it through the phone, then you will have to disappoint, it is impossible to do this. Unfortunately, for today it is impossible to disconnect the electronic service via SMS to a short number. The management of the bank declares that this function will be available in due course, but at the moment it is still in terms of implementation. Therefore, how to disable the "Money Box" in the Savings Bank by SMS, the mechanism is not developed.

Features of the service

Electronic service "Kopilka" has some features:

• The fee for using the service is not charged, since it is created for the convenience of customers.
• Restrictions on the prohibition of negative balance have been established. The client will not be able to go into negative territory when the amount on the card is insufficient to transfer funds to the piggy bank, the operation will be canceled. The payment will be made if the balance appears on the balance within 10 days.
• If the balance of the corresponding database is not enough, the client will receive a notification in the form of SMS from a short number or an e-mail message. If the cardholder does not use the verification verification code, the funds will not be transferred.

An interesting feature of the "Piggy Bank" service is that it is possible to choose the purpose of accumulation (how to disable the universal piggy bank of Sberbank described above). For example, a client can set a goal for saving money. Most often, large purchases, travel and real estate are planned. In addition, when planning, you can specify the date and the required amount.

How to withdraw funds from the "Money Box"

You can cash out the accumulated funds in several ways:

• Through the mobile application of Sberbank-online, you need to perform the following steps:

1. Log in to the system.
2. Login to the section "Payments and transfers".
3. Then the item "To your bank card".
4. Enter the amount you need to transfer.
5. Confirm the payment transaction.

• In the bank terminal. You can still withdraw funds through the bank terminal, for this you need:

1. Insert a bank card.
2. Login to the section "Payments and transfers".
3. Further the item "Transfers among your accounts".
4. Enter the amount and confirm the transaction.

• In the branch of the bank. When presenting an identity document and a bank card, you can withdraw the required amount in cash, accumulated in the "Kopilka" in the cash desk of the Savings Bank.