How to buy or sell an apartment without a realtor: step by step instruction

There are such transactions that have to be carried out infrequently. Among them - the sale or purchase of an apartment. This procedure is characterized by a number of nuances that seem very complicated.

In an effort to protect themselves, people turn to agencies, but the work of realtors costs an impressive amount. For example, residents of the capital and the Moscow region can give up to 150-200 thousand rubles for such services. Naturally, there is a desire to save money. It turns out that buying or selling an apartment and saving a lot of money is quite possible.

Should I contact the services of real estate agencies?

The sale or purchase of an apartment itself seems to be a very complicated procedure. Of course, it's much easier to turn to realtors for help, but do you really need their services? When can I do without an agency:

• Are you sure that without realtors you will not be able to make a deal from start to finish yourself? Carefully read on, and understand that everything is not as difficult as it seems.
• Do you think that access to realtors guarantees no risks? Take into account that in real estate transactions, real estate agencies do not figure, because they are only intermediaries. Realtors can not give real guarantees, moreover, they themselves carry neither financial nor material risks.

Who will ensure the security of the transaction? You yourself. Protect your interests will help self-ownership of information, insurance transactions and legal advice. Self-purchase or sale of an apartment provides the possibility of personal control over the situation. Having carried out one transaction from beginning to end, you will understand that everything is not so difficult, and any person can fulfill the functions of a realtor for himself and his loved ones. The resource "Flat-without-agent.ru" will be useful even if you are still determined to use the services of a real estate agency. An excellent understanding of the process and a conscious control of the actions of a realtor has not prevented anyone.

Virtual Assistant

Apartment-without-agent.ru - a unique project, there is nothing like this in Runet. The purpose of the resource is to raise awareness of the population about all the peculiarities of housing transactions and to teach the average person to solve their own housing problem competently and responsibly. With the help of this online methodology to buy an apartment without an agency Even a person who is not familiar with the real estate market and the subtleties of jurisprudence will be able to.

The site "Apartment-without-agent.ru" is the only professional project of its kind that allows not only to save, but also to learn how to buy or sell an apartment Independently, controlling all risks.

Features of using the resource

In the "Step-by-step instruction" section, a large number of comments, specific examples, hints, references to variants of interpretation of terms are offered. All terms used here are explained in the section "Realtor Glossary", which is very convenient to use.

In the "Step-by-step instructions" is considered in detail how to buy or sell an apartment without a realtor. The presented information is accessible for understanding even to people who for the first time are faced with the process of purchasing housing. For a detailed study of the entire procedure for preparing a deal, two or three days are enough.

The resource "Apartment-without-agent.ru" will be useful also in the event that you are already familiar with the process of buying and selling in general terms. To clarify specific issues, find the section of interest in the "Site Map", "Statement Card" or "Glossary Map".

On individual items it is better to consult with specialized lawyers. Such important points are highlighted in the instruction in red. This can be rather narrow and specific questions, for example, concerning the need for certain documents in individual cases. The relevant links are available to contacts of professionals who are knowledgeable in matters of contract law, specializing in transactions with housing. Realtors do the same, but for a monetary reward.

Algorithm of the process of preparing an apartment sale transaction

Consider how to conduct a transaction by example. This step-by-step guide for buying and selling an apartment will help us. In this section you will find a guide that will lead you to the desired result, explaining each step and showing all the pitfalls that can occur when making a decision. So, how to start:

1. Determine whether you are a seller or a buyer. Let's say your goal is to buy an apartment.
2. If your own money to buy housing is not enough, read the terms of the mortgage. Carefully study the information on the acquisition of ownership of the apartment.
3. There are two real estate markets - primary and secondary. For example, you plan to buy a home on the secondary. Please note that in this case apartments with already issued ownership are offered for sale. Accordingly, even housing in a new building can relate to the secondary market.
4. Following the instructions, select the appropriate option. Offers in the secondary market, as a rule, much more than on the primary. If you buy an apartment for your own residence, be guided first of all by personal preferences. The instruction also gives access to the most complete and up-to-date databases of apartment offers.
5. A suitable option is found. The apartment is inspected, the decision to purchase is taken. What next? Do not hurry to make an advance payment. There are many more things that should be clarified from the seller. In particular, we are talking about whether registration of property rights took place, who is registered in the apartment, whether there are persons among the owners who have not reached adulthood, etc. Thanks to the information provided on the site "Flat-without-agent.ru", you Do not miss a single important moment.
6. Prepayment. A certain amount is transferred to the seller so that he no longer searches for another buyer while the process of collecting and verifying documents is in progress.
7. The seller is preparing a package of documents that are needed to purchase an apartment. Then you as a buyer check them. The independent establishment of "legal cleanliness of the apartment" includes the analysis of not only the documents, but also the identity of the seller. How to do it is described in detail in the instructions.
8. All documents are carefully checked, it's time to transfer money. In the secondary market, payment is usually made in cash. Calculation through the banking cell is considered the safest. The instructions describe the various nuances of such calculations.
9. The key stage of the transaction is the execution of the contract of sale of the apartment. It is advisable to familiarize with its text in advance. Terms and formulations of the contract are also examined in detail at the appropriate step of the instruction.
10. Registration of ownership of the apartment purchased. It consists in entering data on new property rights in the base of the EGRP.
11. The last step is to sign the transfer deed. You can make it in any form. The document is signed by both parties. It does not need to be registered.

As you can see, there is nothing particularly complicated in this procedure. Buy or sell an apartment, using the algorithm of the resource "Flat-without-agent.ru", is not difficult. And one more important rule: in order to have a reasoned defense of your rights to the purchased apartment, keep all the documents that were involved in the process of preparing the transaction.