Bank Yugra: reliability rating and list of services provided

In 1990, a private Russian bank, Yugra, was founded. The rating of this organization is very high. It is on the 29th place among the best banks of the Russian Federation. However, its achievements and services can be told in more detail.

Briefly about the organization

As already mentioned above, the bank "Yugra" rating is worthy. And he is growing tirelessly. An increasing number of people trust the bank with their own funds. At the moment, the volume of assets of the bank "Yugra" is 323 280 466 000 rubles. Moreover, for the last month, since November, the profit increased by 4.41% - by 13.65 million.

He was founded in the Tyumen region. The headquarters is in Moscow. It is interesting that initially "Yugra" arose as a kind of "complement" to the "Promstroibank" of the USSR. However, in 1992 the organization was transformed into a separate enterprise, which became known as a joint-stock commercial bank. Three years later, in 1995, Yugra joined SWIFT, the international interbank system for making payments and transferring information. And since 1999 the organization starts to issue its own bank cards Cirrus / Maestro and Eurocard / Mastercard.

But the real dynamic "leap" in growth occurred in 2013. In that year, the bank's assets increased 38 times. Naturally, the rating of Bank Yugra also soared from 261 to 28th. But this was facilitated, mainly by individuals, who actively started making deposits.

Awards

As you can see, the rating of the bank "Yugra" for reliability (according to the Central Bank) is very impressive. And the level of creditworthiness of the organization is solid - "A". In addition, she is the owner of many awards in the financial sphere.

For example, in 2015 she was awarded the "Financial Elite of Russia" in the "Bank of the Year" nomination. In 2014, Yugra was also invited. But then he received a prize in another nomination, which was called "Dynamics of development."

Also, the bank was awarded the national prize in the field of business "Company of the Year" for its potential and prospects. And "Ugra" won in the category "Regional Bank". But it was another prize, known as the Financial Olympus.

To invest and earn

It is with this goal that many people go to the bank "Yugra". The rating of this bank is excellent, which means that you can trust it. In addition, customers are offered very favorable rates.

Take, for example, the contribution "Profitable Year". Available in three currencies - in rubles, dollars and euros. The minimum amount of investments is 100 000 rubles (1 500 $ or 1 000 €). It is most profitable to open a deposit for 367 days. Then the percentage is higher. For ruble deposits, it is 8.4% per annum (if a person deposits less than 300 000 rubles) and 8.5% (if the deposit amount is more than 300 TR).

And still there is a tariff "Maximum". It is beneficial for more wealthy customers. The minimum amount of the deposit should be one and a half million rubles, and a maximum of 20 million. The most profitable decision is to open it for 151-180 days. In this case, the most favorable rate is offered - 9.2% per annum. If, say, a person invested 20 000 000 for 180 days, then after six months (if rounded), he will receive a little less than 920 000 rubles of profit from interest. What really is a good passive income.

Mortgage

Since housing is needed for every person, but the necessary amount for its acquisition is not enough for everyone, many decide to take a mortgage. A lot of people turn to the bank "Yugra". The reliability rating inspires confidence, and the conditions are transparent.

People are offered to buy both finished and under construction housing. The initial fee is from 20 percent. If the purchase is made by an individual entrepreneur, then its size will increase to 50%. The mortgage can be issued for a period of three years to thirty. The minimum loan amount is 300,000 rubles, the maximum amount is 10 million. For early repayment the moratorium is absent, but it is obligatory to insure the acquired real estate object.

Bank Yugra reliability rating in terms of providing mortgages is not bad. This organization participates in the implementation of regional and federal programs to provide citizens with housing, so there is no reason not to trust it. And the requirements for borrowers are the same as everywhere else. Russian citizenship, registration at the place of stay, majority (21 years), at least secondary education, minimum annual experience, and last place - 6 months.

For corporate clients

Bank "Yugra" ranked in the rating of banks is solid. In many respects - due to the trust of its corporate clients, who continue to actively use its services.

They are offered loans, settlement-cash, depository, brokerage and remote banking services, currency control, acquiring, documentary operations and issuing cards with special tariffs. Last service is especially in demand. Bank cards are a great way to control corporate expenses. Thanks to them, there is no need to store and collect money, and also to keep a detailed account of the company's representative and travel expenses. There are three projects - payroll (for rewarding employees), corporate (to manage the company's expenses), and cash collection (transfer of large funds to the accounts of individual entrepreneurs and legal entities using ATMs).

Other services

It is also worth noting that many financial institutions apply to the bank "Yugra". What place in the rating of banks has this organization - it was said above. And such a high level is believed even by financial institutions. They are invited to attract and place funds in the money market (both in Russian and foreign currency), 2-sided quotations of financial instruments, opening correspondent accounts, depository services, brokerage services, securities transactions, and much more.

Bank "Ugra" in fact can offer many more useful things. Each service is advantageous and good in its own way. But, most importantly - this organization can really be trusted. And the fact that tens of thousands of people use its services is a direct confirmation of this.