Bank "Tinkoff", OSAGO insurance: how to calculate insurance?

Auto insurance is now a must when buying and using a car. Without the policy of OSAGO or CASCO it is impossible to put the car on the register in the MREO GIBDD, and therefore, it is legal to move on it. Now the market has a huge number of small and large insurance companies that offer policies on different terms. One of them is "Tinkoff Insurance", OSAGO which can be issued without leaving home. And this is her main advantage. In the article we will tell about the company "Tinkoff Insurance", OSAGO, rules of its registration and other aspects.

Company "Tinkoff Insurance"

The company "Tinkoff" was created by Oleg Tinkov as a bank in 2006. Currently, the company runs a large number of financial transactions, including deposits, loans, transfers, investments, issue of bank cards, etc. At the moment the bank is one of the leaders in the issue of bank cards in Russia.

"Tinkoff Insurance" is a joint-stock company that exists in the insurance market since 1993. In 2013, it was bought out by the company "Tinkoff" and from that moment is headed by Oleg Tinkov.

Territorial branches, except for the main office in Moscow, the company does not, all services are processed and sold only through the site or by phone, which is listed on the site. But it is not necessary to be afraid of this: the resource is understandable even to the non-advanced user, has a pleasant color scheme and a small amount of text "in fact." To find out more information, you need to click on the appropriate section or read "Questions and Answers" or "Rules of registration of insurance." The company is considered reliable, successfully develops, is vigorously advertised and constantly increases the list of its customers.

Company services

In the company "Tinkoff Insurance" several types of insurance services are provided in an online format. The services are as follows:

• Insurance for travelers abroad.
• Insurance of real estate against unforeseen, emergency situations.
• Health insurance.
• Insurance of vehicles. This will be discussed below.

The policy of OSAGO

Motor third party liability insurance has mandatory status in the Russian Federation. In the company Tinkoff Insurance, the OSAGO policy has the usual characteristics for this type of insurance: protection only in case of an accident involving another car, a small cost (relative to the insurance policy of CASCO). The main advantage is simplicity and convenience in registration and lack of queues, since the policy can be issued on the site or by telephone with the help of a consultant.

Since the OSAGO policy according to the Russian rules is valid only for road accidents, it is possible to formalize the electronic policy of OSAGO + CASCO in the company "Tinkoff Insurance" (JSC). The cost will be more expensive, but will save the owner money from any unpleasant situations.

Advantages due to which citizens choose to purchase the TIR-Insurance Insurance (JSC) electronic OSAGO policy (reviews are mostly positive):

• Online format for issuance of the policy without queue and loss of time.
• Settlement of the insured event within 3 days.
• The ability to find out the cost of a policy through an online calculator.
• Scans of necessary documents can be sent by WhatsApp.
• Delivery of the policy by courier.
• Additional services (see below).
• Favorable conditions when choosing the OSAGO + CASCO program.

How to apply for a policy

How to apply for Tinkoff Insurance (JSC) electronic policy of OSAGO can be found using the rules on the site. For registration of the insurance policy it is necessary to collect the following documents:

• Passport or constituent documents, if the insurance policy is issued by a legal entity.
• Certificate of registration in the MREO GIBDD, TCP, power of attorney (if necessary), contract of sale, gift, etc.
• Driver's license.
• A document that confirms the value of the car.
• The previous insurance contract, if the car is not new and you personally insure it not for the first time.
• Statement on the model.

The term of the policy of the company "Tinkoff Insurance" (OSAGO) is established in the contract. It also prescribes all insurance payments that are possible, and features of the occurrence of the insured event. If any changes occur on the items indicated in the contract (for example, changing the passport of a citizen of the Russian Federation), the car owner must notify the insurer thereof within a month, otherwise problems may occur if insurance payments are necessary.

How to calculate

The cost of the policy can be calculated using the site and the corresponding option "Calculate the cost" on the main page. Calculator "Tinkoff Insurance" OSAGO, feedback on the work and the speed of which is only positive, quite simple and understandable.

When you enter the option, a window opens, where you must subsequently select the region where the vehicle is used, the year of manufacture, the make, model and type of transmission (gearbox). After that you need to fill in a section with information about the owner: the driving experience, age and contacts (name, phone and e-mail) that are needed in order to send a detailed calculation and the final cost of the OSAGO policy to a potential insured.

Additional services

When you register with Tinkoff Insurance OSAGO, which is described below, you can use free services such as:

• Evacuator, who will arrive at the scene of the accident and transport the damaged vehicle to the service station or parking lot;
• Assistance of an outbound insurance agent in case of an accident (it can help with the registration of the europrotocol, when the car's damage is insignificant (up to 50 thousand rubles) and the traffic police wait a long time);
• Delivery of the policy by the courier at a convenient time and place.

Reviews

Most people, before they buy something, look for reviews and additional information about the product or service on the Internet. So do and users when choosing an insurance company.

As for the policy of the company "Tinkoff Insurance" (JSC) OSAGO, reviews about it are mostly positive. Negative assessments are made up of a misunderstanding of the terms of insurance, failures in the work of the site and all sorts of problems with the design, delivery or stash payments. But in general, the company has proven itself in its niche.

For all the exciting issues, you can contact the operators of the hotline by calling 8-800-500-47-28 or via the "Feedback" option on the website where you can ask your question by providing contact details for receiving an individual response. But before that, study the "Questions and Answers" section, because there may be an answer to the question you are interested in.