What is a certificate of an accident? Terms of issue and sample

When an accident occurs, the DPS inspector calls in, which records what happened and fills in the relevant documents. They include a certificate of an accident, which we will consider in detail in today's article.

There was an accident ...

Unfortunately, for today road accidents on the roads have become a familiar phenomenon. Along with the increase in the number of cars appearing on the roads, the number of road accidents is also increasing. Any accident for the culprit, and sometimes for the injured person, leads to costs, when even the simplest repairs cost a lot.

But part of the problems or all at once can take over insurance companies. Of course, provided that the cars are insured for OSAGO and CASCO. And in order for insurance companies to have all the reliable information about what happened, drivers must submit to them a package of documents that are compiled by the inspector who came to the scene.

However, if the accident had serious consequences and there are wounded and dead, then in addition to the traffic police inspector, police officers will also arrive. On the other hand, with minor damage to cars, as well as in the absence of victims, you can draw up papers yourself. Each of the cases has its own peculiarities both in terms of responsibility and in the scope of the documents prepared for further action.

Notice

If traffic police did not call traffic police, a notice must be issued. His forms are usually issued to drivers in insurance companies, and they are carried with them in the car.

You should know that the inspector can not be called only if there are no victims, two (no more) cars collided, and the amount of damage is not more than fifty thousand rubles (or four hundred thousand for Moscow and St. Petersburg). Of course, in this case, a certificate of an accident could not be issued, because the inspector was not called to the scene of the accident.

Notification participants of the road accident are filled by mutual consent and in the event that they have insurance for OSAGO or "Green Card".

Protocol

This document is drawn up on the basis of other primary papers, including a diagram, explanations of the participants of the accident, a certificate of an accident. The protocol describes an administrative offense, an article of the Code of Administrative Offenses that has been violated, determines the culprit of the accident and indicates the amount of the fine.

The document is handed to the person found guilty of the offense. However, if a person does not agree with the decision, he may not sign the protocol or on the reverse side describe the reasons for his refusal. Then the "signature of the offender" column should be corrected for "driver signature". Another document is not given to another participant of an accident.

If the act is qualified as a criminal offense, the protocol on administrative violation is not drawn up. Under Russian law, a person can not bear both administrative and criminal responsibility for the same act.

Certificate of accident 154

In addition to other documents, this certificate is also needed. She is issued by a traffic police officer along with the primary papers or for her come to the traffic police department.

The road accident report 154 should contain the following information:

• Date and time of the accident;
• FULL NAME. Each of the participants in the incident and the number of their driving licenses;
• State number of vehicles participating in the accident;
• Insurance companies to which they relate, as well as the numbers of insurance poles;
• In the presence of victims - information about them;
• Description of all damages that occurred as a result of the accident.

All data in this document is extremely important, as inaccuracies or errors can lead to problems in obtaining insurance. It indicates all visible damage, and if later the presence of hidden defects appears, it will be extremely difficult to obtain compensation for them.

Previously, a certificate of an accident for an insurance company was to be presented together with a certificate of the F-12 form. Later this need has disappeared. A new help has appeared. The accident (the form of the document under consideration has undergone changes) is extremely important to describe correctly.

New Help

For the first time, the sample form No. 154 was applied in 2012. Until then, payments on OSAGO were made under Form No. 748.

A new certificate of an accident (Form 154) has significant differences from the one that existed before it.

For example, in the new form you need to fill in the coordinates of the scene. This information is delivered from GLONASS and GPS systems. Now every patrol car should be equipped with a similar system. Also, the traffic police will be able to record in the electronic map the places where accidents take place most.

In the new form, it is necessary to indicate the points and numbers of ambulance vehicles brought to the scene of the incident.

About the wounded and those killed in the road accident, all information is submitted in a separate appendix, which specifies the surname, name and patronymic of the person (the driver, passenger or pedestrian).

There appeared an additional category in the section of modes of transport - "other". There should be recorded data about a scooter, bicycle or cartage, if they became participants in an accident.

Information on the imposition of an administrative fine was removed. An item on medical examination for alcohol intoxication was added, indicating the results. While the old information simply recorded information about the direction of this examination.

There are no more seals and impressions after the accident. The only thing that remains is an angular stamp. It should not contain records like "possible hidden damage". True, often this leads to the fact that the insurers, referring to this particular item, underestimate the cost of compensation.

It turns out that the new certificate of an accident, which has the goal of improving the form, gave rise to a number of problems for motorists. Let us consider them in more detail.

Problems with the new help

Whatever the intentions of legislators, in a new form it is necessary to deal with various kinds of inconsistencies. First of all, car owners, of course, were alarmed that the traffic police's report on the road accident no longer contains the phrase "possible hidden damage". Insurers assure that this does not affect compensation payments . However, in reality everything is not quite so. And in any case, the existing note added confidence to the drivers, and they would prefer that it stay.

There are problems with the coordinates that should be indicated. The cost of the GLONASS system is not so low. And in different regions the economic situation is different. Therefore, there are situations when software and hardware can be incompatible. This problem is promised to be solved.

The main drawback, which received a certificate of an accident - the form is not certified with seals. Because of this, there are difficulties when the victims turn to an insurance company. It was believed that the lack of seals will simplify the interaction of the parties, since they will no longer have to go to the traffic police and defend the queue for receiving it. However, this led to the fact that for the first time insurance companies refused to accept such certificates, suspecting that they could have been falsified.

The situation was further complicated by the fact that the inspectors who came to the scene of the accident ceased to certify the seals and other documents. They argued their actions by the fact that no laws stipulate the necessity of stamping copies of documents that are issued to the participants after an accident.

What you need to know about documents after an accident

The traffic police do not really have to certify the certificate, a copy of the protocol or the resolution with the seal, because each document is numbered. This means that the original with a unique number is available in the traffic police, and there is no need to confirm this with an additional seal.

But if a photocopy of the document is made or if there are corrections in the original, they must be certified with the seal and the signature of the employee.

Consequently, if insurance companies have any doubts about the authenticity of the document, they can request information in that department of the State Automobile Inspectorate, whose inspector recorded information about the accident.

The main thing that traffic police should not provide, not wishing to print, are documents on numbered forms that do not have corrections. If the inspector refuses to sign and seal on the photocopy or the original with a correction, you should contact the head of the unit to which the employee belongs. Then there will be no difficulties with filing documents in the UK and receiving payments.

Accident report: terms of issue

You should know that a traffic police officer must fill out and issue the document described at the scene of the accident on the day it occurred. This is regulated by the information letter of the Russian State Traffic Safety Inspectorate under the number 45-1468.

All documents are quickly processed, including a certificate of an accident. Damages of cars are insignificant, and the accident has managed without victims? Then everything will go as smoothly as possible. But there are situations when it is difficult to issue such a paper at once. Then the certificate is received in the traffic police department or at the DPS post, with a maximum waiting period of one day from the moment of the accident.

If people are injured in the accident, the certificate is issued only after the hospital determines the degree of damage inflicted.

If the inspector of the traffic police does not issue a certificate (an accident is documented), saying that it is not available, you should know: such actions are unlawful. Therefore, the participants of the accident may well complain to the head of this employee or send documents to the prosecutor's office.

We receive payments

After the certificate of the accident to the culprit and the victim is issued, it together with other documents is provided to the insurance company for five days. In the office, a note is made that a package of securities has been accepted. With a favorable outcome of the case, payments are credited to the account twenty days after the application to the company. Until that time, you can not repair the car.

Sample

We will find out what a certificate of an accident looks like. The sample below will help you get an idea of its content.

The form must be filled in by the traffic police officer who arrived at the scene of the incident. But to know how it looks, any driver will be useful.

The owner of the car must carefully check the item "Damage". It is best to photograph the damage personally. Then there will be no disputes with insurance agents about the origin of any dents.

Conclusion

It is very important to equip yourself with knowledge about how to behave if an accident occurred. What should the inspector do at the scene? What documents and how to fill? What to hand out to the participants of the accident and in what time frame? Knowing the answers to these questions, you will have a much better chance of getting compensation from the insurance company on time and in full.