Payment system contact - the history of formation and the future.

Payment system contact is the first Russian technology that allows international money transfers in European currency and US dollars. In addition, the system makes transfers in rubles within the Russian state. Payment system contact is a global network of credit and postal organizations, legal entities from Russia and foreign companies / systems that make payments and money transfers from individuals, without opening an account.

As is already clear to many, today the prospects for the development of Internet banking are enormous, many types of payment systems functioning in the Global Network have already gained immense popularity. This is indicated by the analysis of the work to which the payment system has been exposed by experienced analysts. In addition, after analyzing the work of the contact system, specialists were able to evaluate and conduct a forecast of trends that characterize the process of labor migration. Among other things, conclusions were drawn on supporting the adoption of certain bills that clarify regulatory issues in the sphere of migration of able-bodied citizens.

In order to understand why the payment system has gained such popularity and can be reliably considered to be very promising in the future, one should turn to the history of its formation. So, the year of foundation of the International system of payments and money transfers CONTACT, is 1999. To the rapid growth of the number of transactions in the system resulted in the ease and convenience of its use. For example, not so long ago - in 2008 the number of payments and transfers in the system only for the second quarter grew by 75%.

The main events in the functioning of the system are:

- the emergence of the opportunity to pay for mobile communications of the mobile operator of MTS in 2004;

- launch of payment acceptance from payment systems Ru-pay and Yandex.Money in 2005. In addition, in the same year, the clearing center of the payment system of the contact - JSCB "RUSSLAVBANK" received the certificate of quality of the standard ISO 9001: 2000 and opened the 5000th point of accepting payments and transfers through the system;

- the appearance of translation services in the United States, connection to the Prominvestbank system - one of the banks of Ukraine, in 2006;

- the conclusion in 2007 of a partnership agreement between the payment system of contact and Euroenvios, as well as the appearance in the same year of the possibility of repaying loans that were received at VTB24;

- the achievement in 2008 of the net profit indicators of JSCB RUSSLAVBANK of unprecedented growth rates - more than 160% in comparison with the same indicator of 2007. In monetary terms, the profit of the clearing center of the system was 215 million rubles. In the same year, JSCB "RUSSLAVBANK" received A rating from the rating agency AK & M and the status "stable" - from the international rating agency Moody's IS All this made it possible to consider the Bank as a borrower of a high level of reliability;

- confirmation of compliance of JSCB RUSSLAVBANK with ISO 9001: 2008 requirements in 2009 following the results of the supervisory audit conducted by Bureau Veritas Certification Rus. The audit was conducted on the organization and implementation of settlements in the field of transfers and payments carried out between the participants in the contact system. In addition, in 2009, an agreement on cooperation between the system and another 300 companies from Russia. This marked the achievement by the system of a huge number of partners from Russia - more than 550.

A huge number of points of payment acceptance and payment in many countries of the world, simplicity and reliability, which is characteristic of the payment system of contact, make the system very popular, not only in Russia, but also beyond its borders. The success of the system only confirms that the prospects for the development of Internet banking are enormous.