Map "Momentum" (Sberbank): how to get and how to use. Terms, instructions and references

Cards of instant issuance of Sberbank are simple and unnamed bank cards of entry level. In this regard, they have a minimum amount of opportunities. The most important advantage that the "Momentum" card (Sberbank) has is the ability to register and receive it on hand already ready in no more than 15 minutes in any branch. Such cards refer to the "Visa Electron" or "Maestro" payment system. The currency can be any. But if the credit card is issued in dollars or euros, it is possible only if the owner receives a loan in the relevant currency. Instant payment means can be used not only in your country, but also abroad.

How can I get an instant card?

The card "Momentum" (Sberbank) has a fairly simple design. To do this, you simply need to contact the bank office, fill out an application for banking services and receive an international card. Then the employee will be given a card for which you will need to come up with a secret code. This operation is carried out using the ATM. Also on the site you can get data to enter "Sberbank Online" and connect SMS-informing. After the registration of all services on the phone will receive the relevant messages.

Sberbank Momentum card: how to use

This type of cards in its application is practically the same as other similar banking products. You can put money on it and take it through any ATM. You can also pay with a card in the stores. To use borrowed funds of the bank allows a credit card "Momentum" (Sberbank). The customer feedback on this banking product is more positive than negative, so they really should take advantage. When paying for purchases in stores, you must enter the PIN code. As for the card of the Visa Electron system, it's enough just to sign a check. Among other things, instant cards can be used through the Internet and the "Mobile Bank", that is, make calculations online and by sending requests from the phone.

Credit card "Momentum" Sberbank - conditions

Such cards are provided to customers in any branch of the bank. The age of the citizen must be at least 21 years. You must show your passport. You can not worry that you will come to the office and not get a card, as they are always available. Like any other credit card, this one has a grace period of 50 days. The interest rate is 18.9%. When withdrawing cash from the client, a commission is charged in the amount of those percentages, but not less than 400 rubles. When carrying out the operation at ATMs of foreign banks, it is four percent. In addition, other banks that are subsidiaries may charge their interest for providing cash.

How to activate?

How is the "Momentum" card activated? Sberbank conditions on the use of credit cards are described in detail, and should be carefully studied. Then you need to open a sealed envelope, which contains the card itself and the pin code. If you do not know the secret code, you will not be able to receive funds or pay for something in the store. Also, you should not trust him and the card to third parties or simply tell your secret information to someone.

Now you should carefully inspect the card itself. Make sure that everything is correct, its number is clearly visible, and the logo of the payment system stands.

Next, on the back of the card in the white box, sign your name. The bank itself promises that for the next day the Momentum card (Sberbank) will be activated automatically.

To independently verify its functionality, you can insert it into the ATM and, for example, check the balance.

Making an instant online card

Unfortunately, when answering the question about how to get a Sberbank card "Momentum", you can not say that its design is possible via the Internet. Today, no longer have to specifically apply and wait until the bank approves it. It's enough just to contact any branch, and the card will be on your hands for 15 minutes. Among other things, you can register a card in the bonus program "Thank you from Sberbank", make money transfers, pay for purchases directly from the store or online, remotely manage your funds, receive discounts, connect auto payments and so on.

Is it safe to use the card?

The Momentum card (Sberbank) has reliable protection. As a rule, the reasons why scammers get access to the account are simple facts of neglecting the rules on the part of the clients themselves. First of all, do not store the card and pin number next to it. When you receive an envelope with a card inside, it's best to just remember the pin code and get rid of the envelope. When making payments, you should not allow sellers to take a card out of your field of vision. If you receive an email or an SMS message requesting a PIN, you should know that it is strictly forbidden to do this! Representatives of the bank to perform operations with your permission or just to clarify the information, the pin code is not required. Try to avoid ATMs in crowded public places, as they are often put on the lining, with the help of which the attackers receive data from your card.

How to replenish the card?

So, how is the "Momentum" card (Sberbank) replenished? The instruction is quite simple. There are several methods of performing the operation.

1. You can make cash through the cashier's bank. To do this, it is enough to provide the passport, card number (if any) or account number. Next, you need to name the amount of the transfer, check the correctness of the details - and all, after a while, the funds will go to your account.

2. Through the terminal. This method is the simplest of all, with which the "Momentum" card (Sberbank) is replenished. Customer testimonials speak for themselves. There is nothing complicated. It is enough to insert a card into the ATM, enter the pin code and make the necessary amount. The funds will be credited to the account instantly.

3. In the cash register of someone else's bank. But when making such a transfer, remember that you are expected by the commission, which is charged by the bank. In addition, money can go more than one day. And basically it's very long, whereas the debt should be paid off quickly.

4. With an electronic wallet. Systems "WebMoney" and "Yandex.Money" also allow you to make transfers to cards. Here you simply enter either your account details, which is long enough, or specify the card number. As a rule, money comes very quickly.

It should be said that to replenish the card, it is not necessarily the personal presence of its holder. A third person can make the transfer. Although he will need to provide his passport and write a statement, which will indicate all the details.

What can be unpleasant consequences?

For sure, each of us knows that if you fail to fulfill your obligations in a timely manner, there are certain consequences. If we talk specifically about credit cards, then when the payment is repaid later, the bank can be fined.

As a rule, credit organizations charge a certain percentage for each day that is overdue. As for Sberbank, it has 38%, while that of other banks - only 24%.