"Lukoil-Garant" is a non-state pension fund. Reviews, funded pension, reliability rating, addresses

Today we have to find out what Lukoil-Garant (a non-government pension fund) really is . Feedback, rating, yield level and other important indicators - all of this will be discussed later. In fact, it is for all these points that we can conclude that the company is honest. After all, saving retirement savings is a very important issue. And they should be interested in every citizen. What terms of cooperation does Lukoil-Garant offer ? Are the customers satisfied with the service here? What are the advantages and disadvantages of paying attention in the first place?

On the direction of activity

So, the first nuance is what the organization does. NPF "Lukoil-Garant" is, as already said, a non-state pension fund. It offers the population pension insurance services. It helps not only to save, but also to increase the accumulation a little.

Due to contributions to the company, a funded pension is formed. Lukoil-Garant does not do anything else. That is, pension insurance of the population is his only activity. And it pleases. Transparent activity, no shadow policy. Everyone knows when and under what circumstances you can turn here.

Prevalence

Many pay attention to the size of the corporation. It's no secret that there are a lot of APFs in Russia. And most of them either close on their own, or the Central Bank takes away their licenses from them. Is it worth it to be afraid of this with the company being studied?

Not at all. "Lukoil-Garant" addresses is diverse across the country. In other words, the company has been working for a long time, and not in one city in Russia. This is one of the largest non-state pension funds. In each region of the country there is at least one branch of the organization.

Lukoil-Garant has been operating since 1994. And it is from this time that he carries out his activity with particular success. The head office is located in Moscow, on the street. Gilyarovsky, d. 39, p. 3. The reception of clients is conducted at a different address: Timur Frunze Street, 11, building 13. It is on these contacts that the population can be contacted for solving global issues regarding cooperation.

The scope of the organization is clear. They inspire confidence. There is every reason to believe that the NPF "Lukoil-Garant" is not any scammers. After all, the organization is heard all over the country, it has been working for 22 years. But is it worth it to invest your money here? What other points need to be paid attention before the final decision?

Rating

For example, an important role is played by the foundation's place in the general All-Russian rating of the APF. As a rule, the closer you are to the leading positions of a company, the more reliable it is.

"Lukoil-Garant" rating is very high. According to statistics, the organization is among the top 10 non-state pension funds. Some sources indicate that the NPF is closer to the leading positions. Somewhere you can find information that this corporation is approaching the 10th place in the ranking.

In any case, below these positions , Lukoil-Garant does not fall. As a rule, it often occurs at the 5th-7th places of the All-Russian rating of non-state pension funds. So, there is every reason to look at the company.

Public Confidence

Lukoil-Garant (a non-state pension fund) receives positive reviews for its level of trust. Or as it is called, trust. He points out how much the citizens trust the company.

To date, Lukoil-Garant has the highest trust. However, like all the other 9 leaders of the APF. Indicates that the trust is at the A ++ mark. Or else you can meet, at AAA. The decoding of this indicator is the "Highest Confidence".

Clients indicate that the non-government pension fund under study has been working in the country for a long time. And quite successfully. And this inspires confidence and tranquility. There will be no sudden revocation of licenses. And considering the location of the organization among the top 10 APF of the country, you can look at it as a place of storage and formation of pension savings.

Profitability

The next nuance is the profitability. Some citizens take first place not the importance of saving savings, but the need to increase them. Therefore, the benefits of cooperation play an important role.

In this area, "Lukoil-Garant" (non-state pension fund) reviews earn ambiguous results. The thing is that the promises of the leaders of the organization and the real profitability differ from each other. In the first case, a return of about 13-15% per annum is proposed. But in reality, only 7-8% is achieved.

Because of such discrepancies, some customers feel cheated and accuse Lukoil-Garant of dishonesty. In fact, this is normal. Studied pension fund does not deceive anyone. Low profitability is explained by the most usual inflation. It is because of it that 15% of the citizens get 8 together.

"Lukoil-Garant" (non-state pension fund) reviews still receive as an organization that really helps to increase pension savings. Not too strong, but there is still a return. And this factor must be taken into account. As well as the fact that the yield will be no more than 8% here. The probability of its increase is, but 7-8%, as already mentioned, is the guarantor of the return from cooperation.

About service

An important aspect is also the quality of service. This is not the main evaluation criterion, but many customers pay attention to it. What does Lukoil-Garant offer ? "Private office" for individuals! To be more exact, an Internet service that serves as an additional opportunity to serve the population. The presence of this component pleases potential investors. Without difficulty, you can manage your account through the Internet and receive statements about available funds. And it pleases.

But at the same time , Lukoil-Garant did not fully implement the Personal Cabinet for individuals. That is, the service is working with some failures. They often cause trouble for clients - ordered extracts are formed and sent for a long time. Or, as some say, it does not work at all to get authorization in the system. In the rest there is no criticism.

Service directly in the offices, too, receives ambiguous views. On the one hand, the organization tries to give everyone due attention. Employees answer all the questions asked, clarify the terms of the contract. On the other hand, the speed of service leaves much to be desired. Perhaps this is the only significant drawback, emphasized by customers.

About payments and losses

Lukoil-Garant (a non-state pension fund) receives a variety of reviews . Some claims are expressed by the population regarding the payment of pension savings. You can also notice the discontent of those who decided to transfer their funds to another APF.

The thing is that citizens terminate serious monetary losses when the contract is terminated. This is quite normal. That's why it is recommended to think carefully about cooperation with the organization. However, all conditions for the termination of a previously concluded agreement are prescribed in the contract. They will get acquainted with them before the beginning of cooperation. And the big losses should not become a surprise.

With payments, everything is also not as good as we would like. Pensions are paid in full, but often with delays. Many customers say this. This phenomenon should not be frightening. "Lukoil-Garant" is not a fraud, this fund does not appropriate other people's money.

conclusions

What conclusions can be drawn? Lukoil-Garant (a non-state pension fund) receives a variety of reviews. There are good and bad. But on the whole it is a very worthy organization, which can be entrusted with its pension savings. Many point out that it is a very good place to save a pension.

But for the multiplication - no. Profitability, as already mentioned, is not too high for this non-state pension fund. Nevertheless, it is available. In any case, if you want to use pension insurance from a reliable organization, you can consider Lukoil-Garant.