Where to invest to work. Where to invest money profitably

2015-2016. Promise to be difficult for most Russians. The economic situation in the country has grown to the limit. And the general situation in the world says that the crisis is not far off. Many are already asking the question: "Where can you invest money, so that they work and bring income? " . This article will have many similar questions. We will try to give answers to them, because the ruble is losing its positions in the financial market every day. And the question of preserving capital is more acute.

The crisis in Russia is near. How to make money on your savings?

Where do I invest money to work? This is the main question that the majority of Russian citizens set themselves for themselves. After all, it's not a secret for anyone that recently the political and economic situation in the world has become extremely aggravated. Instability in the financial market now and then is reflected in the daily lives of many people. The ruble is falling at an incredible rate, this is due to many factors. First of all, the Russian economy was affected by the crisis situation in Ukraine and the sanctions imposed by the EU in connection with it. But to a greater extent, according to experts, the price of oil is to blame, which in the last year has fallen to the limit. All these factors significantly influenced the ruble exchange rate. Ever since the national currency has lost the trust of its citizens, Russians have been constantly asking themselves: "Where can I invest money safely?" After all, many experts argue that the ruble can devalue. And this, in turn, will lead to that, many will lose their savings. But that's not all. Analysts are sure that in 2015 there will be a massive reduction in jobs and lower wages. Therefore, when talking about where it is now profitable to invest money, many still think about how to make money on them.

Investing in the bank. Benefit of deposit

Where to invest in order to make a profit? One of the most popular ways to save your savings from Russians is a bank. Of course, many use banks exclusively as a financial pillow with a volume of means for living for a short period. But you can go to this option and the other side. Due to the fact that this year the Central Bank of Russia raised the key rate to 17%, it became very profitable to put savings on the deposit. After all, interest rates have become much higher, especially for deposits in the national currency. While deposits in foreign currencies can also be no less profitable. In addition, some changes were made in the tax code. That is why, using the deposit, you can not only invest money profitably, but also protect your savings from the risks associated with the devaluation of the ruble. When choosing this method to save their own funds, experts recommend that they turn to the most trusted and reliable organizations. For example, Sberbank, Gazprom, VTB and other major Russian banks. Making a deposit does not take much time and, in turn, will bring a pleasant monthly income. If you invest a large amount, you can even live on the interest that state banks offer today!

Investing in real estate

Answering the question: "In what to invest money in 2015?", Many experts recommend turning to such a proven and safe type of investment as real estate. Everyone knows that it is she who ranks first in the trust of the citizens. But often many people use square meters exclusively as a way to save their savings. Forgetting that such an investment tool can bring its owner a considerable income. Of course, to purchase real estate will require considerable funds. But if skillfully to dispose of them, the profit from the acquired real estate will cover all costs. It is best to buy an apartment at the initial stage of building a house. Such projects bring the highest incomes. This is especially true for elite housing. In addition, it is not necessary to sell this property in the future, there is always an opportunity to rent out their square meters. But for this it is necessary to carefully consider the infrastructure and location of the apartment when buying it. Carefully inspect everything that could adversely affect the customer's interest: storeys, communications, view from the window. All these little things play a very important role in renting an apartment. But at the same time, having registered a profitable deal with the client, you can count on a good monthly income. In what to invest money is as profitable as in real estate?

Forex market and PAMM accounts

Where do I invest money to work? Often, thinking about this issue, experts confidently talk about the Forex market. On the investment market in Russia, more recently a new form for investing funds called PAMM-account. Experienced players with confidence declare that with the help of such accounts you can earn good money. This is especially beneficial today. After all, the principle of earning money is precisely that it is necessary to play on currency races. And today this trend is observed in the financial market. But experts warn that almost 90% of newcomers, starting to work on the Forex market independently, lose their savings. Firstly, there is not enough experience and knowledge, and secondly, for many, trading on Forex is only a by-product of earnings, because of which there is not enough time to delve into the subtleties of the currency market. Therefore, experienced players often advise newcomers to use the services of a professional trader. Well, or, as a last resort, to pass a number of training courses, which are often offered free of charge by investment companies and exchanges.

Securities and shares

In times of past crises, many Russian citizens, at risk of losing their savings, invested them in securities and shares. Those who at least somehow understood this business, in a few years already had a good income. Well, those who did not have experience with shares, lost their last savings. Answering the question: "Where do you invest money to work?", We can say that the contribution to the shares will bring a decent profit. But this can take years, and it is also necessary to have a sufficient level of skills and knowledge to choose a worthy company. It is best to trust a professional manager with a good profit history. But even in this case, one hundred percent sure that the shares will make a profit, it is impossible. After all, today's market is so volatile that it can only devalue absolutely any company in just a couple of minutes. And experts advise: before choosing this type of investment, consult with experts or use special courses that will help you acquire some knowledge in this area.

Investing in gold and other metals

There is a category of citizens in Russia, which every time, faced with a crisis problem in the country, does not ask at all: "Where can I invest money to earn money?" This category includes people who trust solely this kind of investment, like gold. This is not surprising. After all, since antiquity, gold was considered the most stable currency. In the modern market, the situation has changed somewhat, but the fact that gold is mostly expensive, an indisputable fact. Of course, over time, the trends of such investments have changed somewhat, and already today, banks' clients successfully invest not only in gold, but also in other metals. These include silver, platinum and palladium. You can invest your precious metals in several ways: you can buy a gold bar in a bank (but you have to pay a tax of 13%), buy gold coins (they can be found in Sberbank and other similar large organizations), buy back securities (only those, That are provided with gold, through the stock exchange), and also open a cashless metal account. For those who have never used this type of investment, it is best to consider the latter option.

New season! Investing in art

It is no wonder that, when faced with the question "where it is now profitable to invest money," many choose not quite standard types of investments. Recently, fashion has been investing in art. But this is not just a fashion trend, but really a very promising type of investment. After all, with some lots you can get a benefit equal to 100, and even more than the percentage of its value. But there are several important points. In order to really earn in this market, it is necessary at least to some extent to understand the art. Or use the services of experts and appraisers. Yes, and understand the fashion trends, so to speak, try to predict what will be at the height of fashion in the near future. It sounds very strange and complicated. In fact, the profit from this type of investment is high exactly for as long as the work in this area is complex. It is for this reason that this type of investment is not for everyone. But everyone wants to invest money profitably!

Investing in the Internet

Where to invest is really profitable today, so it is on the Internet. After all, the Internet is present in the life of every person. Every year this type of investment is gaining more popularity. There are a lot of options for investing in the Internet, everyone can choose the most suitable way of earning for themselves. Most importantly, do not stumble on scammers. After all, as the popularity of this type of investment has increased, so has the number of cases associated with cheating customers. In order not to enter into the number of deceived investors, it is necessary to carefully study all the documentation, and, if possible, any information about the selected company. Where can I invest money to make them bigger? The choice is not just wide, but huge: venture funds, HYIPs, crypto-currencies, websites, MFA-sites, etc. Starting from the creation of your own website and ending with profitable investment in promising projects, it is very profitable to earn. It's hard to say how much you can earn on investing on the Internet. Everything depends on how much money will be invested and which direction the investor chooses. But given the fact that the Internet is becoming more popular every day, the risks of losing its investments are rather low.

Investments in own business

Where to invest money to earn a common man? After all, not everyone can decide to give their savings to the bank or buy unreliable shares on them. The category of citizens who are distrustful of investing in other companies, experts advise to consider the option of opening a private business. Especially now that is a good time for this. Foreign companies, in connection with the sanctions and unprofitable conduct of business in Russia, will quickly leave the Russian Federation. This will lead to a decrease in competition in the market of trade. Yes, and the commercial real estate market is likely to reduce the cost per square meter. All this will give an excellent opportunity for a beginner entrepreneur to start successfully his own business. Where to invest? It is best to refer to essentials, clothing or food. The dollar is likely to continue to grow, so you can fill the range with national goods and dilute with Chinese products. Also, experts recommend taking a closer look at such areas as pharmacy and ritual services. However strange this may sound, such organizations will always make a profit. Of course, the risks associated with the opening of their own business are quite high. But the economic situation in Russia today is not too stable. Therefore, this choice of investment can be quite successful! In addition, to reduce risks or when there is a shortage of cash, you can find a worthy companion.

Investing in your own development

Where do I invest money to work? As you already understood, money can work in different ways. Many people, thinking about the question of investing their own funds, often stop at the choice of self-development. What does it mean? You can, for example, use the accumulated funds to obtain additional education or attend expensive courses to learn something. To do this, it is enough to pay the entire course for the entire time. The funds will be invested sufficiently profitable, is not it? Money can be spent on the education of their children or on the long-needed medical care of their loved ones. In general, even experts believe that such investments are very profitable. After all, the cost of training and medical care is growing every year. In addition, for such investments, no additional knowledge is required. In general, leading experts insist that savings should be sought to invest in different areas, thus insuring themselves against possible failures. And this means that the question of where an ordinary person can invest money is not so complicated!