Three Simple Ways to Save Your Money.

Often this is difficult to admit, but the life of most people consists of a vicious circle: the house - the transport - the work. From morning till night our heads are occupied with thoughts about money, but about the most urgent problems, like a family trip to the mother-in-law on weekends or choosing a goblin gift for a holiday. So sometimes you get winded around working days, that in rare moments of leisure there is neither the strength nor the desire to think about the main thing - how to protect with such difficulty the money earned.

And in vain! Because if we meticulously calculate how much money per year is irretrievably lost, then our eyes will see a rather depressing picture. A year later, with each deferred amount, it turns into dust from 15% to 20%. Where does the money disappear? They are consumed by inflation!

It's okay that there is no inflation in the economy, another is bad. The fact is that the official inflation figures in any country are derived from statistics and do not reflect the real picture. With officially declared in the year 6-9%, the true level of inflation of almost all states of the post-Soviet space lies in the range of 15-20%. That, of course, beats each person's pocket and makes you seriously think: "How to save your money?"

Meanwhile, the secret of saving money is surprisingly simple and does not require you to use any laborious or tedious efforts.

The main ways to save funds are surprisingly three:

1) Purchase of foreign currency.
There are quite a lot of developed countries in the world with a strong economy and stable financial results. The currencies of such countries are also called hard and convertible. Having bought such currencies, you invest your capital in the economy of stably developing countries, reliably protecting the funds from inflation.

2) Opening of a bank deposit.
It is naive to argue those who think that a bank deposit will fully protect against inflation. Rather, it mitigates losses, compensating for a part of the combustible funds. By paying interest on the deposit, which now lies in the range of 6-9%, you will win back your lost positions a little. Which, in any case, is much better than nothing.

3) Purchase of precious metals.
The most effective way out of the three here. Investing in precious metals is distinguished by its simplicity and high reliability. Unlike any paper bills, bank metals "as much as necessary" will not be printed, and hence the price for them from year to year will only grow. Acquiring silver, gold, palladium and platinum can not be afraid of natural, economic and political cataclysms, especially high, while the effect is achieved when investing in precious metals for a period of 2-3 years.

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