SAR. Checking the policy: advice to motorists how to acquire a genuine MTPL policy

Any modern person should take a responsible approach to concluding a transaction. The acquisition of MTPL insurance is no exception. Authentication may be required if you purchased a mandatory insurance contract not in the official office of the insurance company, but from an agent that represents the products of many companies. In this case, the PCA database is simply necessary to check the policy.

Check by number of the form

You can check the purchased form online. This base was made for the insured, who in a matter of minutes can get all the necessary information.

So, the verification of policies of compulsory motor third party liability insurance according to the SAR is in online mode on the official website autoins.ru. For check it is necessary to visit the section "OSAGO", select the sub-item "Information for policyholders and victims" and enter the ten-digit number of the purchased form.

After the PCA website checks the policy, the following information will appear:

• The name of the company for which this form is listed.

• Name of the policyholder.

• Period and period of insurance.

• Data on the vehicle that is accepted for insurance.

• List of persons allowed to drive a vehicle.

• The size

• KMB (driver discount).

• The size of the insurance premium under the contract.

If all the information belongs to the policyholder, to whom the policy was sold, then everything is fine, the transaction is done correctly. If the data of another person comes out of the policy number, you fell into the hands of scammers who sold you an invalid policy.

The SAR base: checking policies for authenticity

It should be noted that the base of the Russian Union of Auto Insurers is freely available. It can be used around the clock and free of charge throughout the territory of Russia.

If the menu of the SAR site, policy verification is incomprehensible to you, you can contact the operator and get the necessary advice for free. For convenience, all rooms are on the main page of the official site. If, after verification, it turns out that the acquired form of OSAGO belongs to another company or is not registered at all, it is worth taking measures and returning the paid.

What if the policy is invalid?

If you bought the OSAGO policy of the company that is deprived of a license, or simply a fake form, you should know that when the insurance case of the SAR comes to you, nothing will be paid for you.

Today, on the World Wide Web, many people are proposing to purchase a fake policy, no different from the present, for a minimal fee. If you agree to a deal, then this is a criminal offense. According to Article 327 of the Criminal Code, fines or correctional labor are provided for the use of a fraudulent document.

Each driver should answer the issue of insurance responsibly and visit the site of the SAR. Checking the policy is an integral procedure for today. It is thanks to her and the site of the SAR you can get an insurance payment and protect yourself against unforeseen financial expenses. Good luck!