Is it possible to refund the income tax when buying a car? Documents for the return of income tax for training, treatment, purchase of housing

Any officially employed person knows that every month from his salary the employer transfers the income tax to the Federal Tax Service. It makes up 13% of the income. This is a necessity, and we have to put up with it.

Return of income tax when buying a car is possible?

Most taxpayers do not even hope to ever get this money back. However, it is worthwhile to know that there are a number of cases when it is possible to return paid income tax or at least part of it.

On the other hand, it is very often possible to meet the question of whether a return of income tax is possible when buying a car.

For both categories of citizens, let's say that the Tax Code defines a list of cases when such a procedure is possible. To receive back money paid to the state you can:

1. If they were trained on a fee basis in institutions licensed for educational activities.

2. If they paid for their children's education in such institutions.

3. If they were forced to use paid medical services or purchase expensive medications.

4. If you additionally pay contributions to the funded part of the pension.

5. If you participate in the non-state pension insurance program and pay contributions.

6. If you are doing charity.

7. If you have purchased or participated in the construction of housing, both at your own expense and at the expense of borrowed funds. This includes repayment of interest on mortgage lending.

As we see, the return of income tax when buying a car is not provided.

Why store documents

However, when buying a vehicle, it makes sense to keep all the documents issued during the transaction. In particular, this relates to the contract of sale and receipt (receipt) on payment or receipt, if the machine was bought "with hands". You may need them if you decide to sell your iron horse in less than three years. As you know, if a citizen received income, he must pay a tax of 13%. Accordingly, after the sale of the car part of the proceeds will have to be given to the state. But there are cases when this can be avoided or reduce the tax burden.

1. If you owned the car for more than three years, then after selling it, you do not have to pay tax.
2. If the owner of this vehicle you were less than three years, then you are entitled to a tax deduction. That is, you can reduce the amount with which you will have to pay 13%. If you have documents confirming that you paid more for a car than you received when you bought it, you will be exempt from tax. If the sale price is higher than the purchase price, you can reduce the tax base by the amount specified in the documents issued upon acquisition. In the event that the supporting documents are not preserved, the property deduction may be as high as only 250 thousand rubles.

As we see, in spite of the fact that it is impossible to refund the tax when buying a car, it still makes sense to keep the documents.

Required documents

But let us return to the cases when it is possible to get back the money paid to the state. To perform this procedure you will need a return tax return. It is completed according to the approved form of 3-NDFL. It indicates your personal data (name, passport details, income, costs of training, treatment or purchase of housing, etc.). This form is submitted to the tax service at the place of residence. Simultaneously with it it is necessary to present the inspector with documents for the return of income tax. These include:

1. Reference from the employer - 2-NDFL.
2. Passport and a copy of the page with general information and propiska.
3. Copy and original TIN.
4. A copy of a savings bank account or a document indicating the current account where funds should be transferred.
5. Receipts for payment for tuition, for housing, for treatment, etc. (copy and original)
6. A birth certificate of a child, if a deduction is due for his education or treatment, as well as a copy of it.

Special cases

This is a general list. In addition, for each case, other documents will be required. So, in order to receive a social deduction during training, a service agreement and a license of an educational institution will be required. When refunding treatment costs, in addition to the contract, a certificate from the accounting department of the clinic is also useful. Obtaining a property deduction for the purchase of housing will not do without a contract for purchase, a certificate of registration of ownership, as well as a loan agreement and interest receipts, if there is a mortgage lending. Naturally, there are often situations when the list of documents may change. Therefore, each case must be considered individually.

Income tax refund, terms

The 3-NDFL declaration and accompanying documents are submitted after the expiration of the year in which the tax was withheld, and there were circumstances that entitle to a deduction. If at the same time a certain income was received, for example, selling a car or an apartment, the declaration must be submitted no later than April 30 of the following year. If there were no such receipts, then the documents can be submitted at any time during the next three years. After filing papers, they are subject to desk verification. Within a month after its completion and submission of an application for tax refund, money is transferred to the specified settlement account.

Conclusion

Despite the seeming intricacies, there is nothing complicated in the procedure we are considering. Of course, the return of income tax when buying a car is impossible, but it is possible to return part of the cost of training in a driving school, on refresher courses or even a child's stay in a kindergarten.