Independent evaluation of a car after an accident

  Unfortunately, only a small percentage of motorists in their entire driver's "career" never became participants in an accident. Even if you never violate the rules and carefully monitor the technical condition of your car, you can still become a participant in the accident. After all, there are many drivers on the road and not all of them differ in conscientious implementation of traffic rules.

In an accident on the road, the car can be badly damaged, and the fact that you have an insurance policy on hand does not guarantee that the amount paid will cover all the repair costs. After all, in order to reliably calculate what was the real damage, it is necessary that the evaluation of the car after the accident was done objectively and impartially.

Therefore, it is highly undesirable to agree that the examination after an accident is held in the center, which the representative of the insurance company recommends. Of course, you will be assured that such an examination is no different from a similar procedure conducted in any other service. But even the child is clear that the experts working with the insurance company can not be completely independent of their employer, so when applying to such a center, an objective assessment of the damage can not be expected.

After all, for an insurance company, as for any organization engaged in commerce, rather than charity, always in the priority will be profit. And you can get more income if you cut costs, that is, pay out for insurance. So, by conducting an examination, an expert working for an insurer will in all possible ways understate the amount of damage. Therefore, if you want to evaluate the damage to the car after an accident was made as objectively as possible, contact experts who have nothing to do with the insurance company. Moreover, the law in this situation on the side of the motorist, since he has the right to order an examination in any company of his choice. The only condition is that the candidate chosen for the examination should have an appropriate license issued by state bodies.

So, an independent evaluation of a car after an accident is required in order to determine the real value of the car at the moment, that is, to assess the damage that the motorist suffered as a result of the accident. In addition, experts will determine what works must be done to restore the machine, what spare parts and materials will be needed, and how much car repairers will have to pay.

By the way, it is beneficial to apply for an independent assessment of damage not only to the injured in an accident, but also to the one who became the culprit of the accident. After all, it is possible that the amount of damage can be overstated in favor of the victim. To make sure that you are not being deceived, it is worth to order yourself an independent assessment of an accident in an auto accident.

Evaluation of a car after an accident, usually takes place in stages. Initially, you will have to collect all the documents necessary for filing with the insurance company. The receipt of this package of documents by the insurer confirms the occurrence of the insured event.

Next, it is necessary to inform the representative of the insurer and the person who became the culprit of the accident (or the victim, if the examination is carried out on the initiative of the culprit) about where and when the examination will be carried out with an assessment of the damage. The law requires that not later than three days before the examination date, notifications of interested parties are required. At the appointed time, experts from an expert firm will inspect the car. Evaluation of the car after an accident can be done in the workshops of an expert company or on the site of storage of the car, if it is not on the go.

In the process of examination, the specialists not only carefully study the damaged car, but fix all the damages in a special act, in confirmation of which photos will be taken.

After some time, the expert firm will submit an official evaluation report, which is required to be transferred to the insurer. After these documents are received, the insurance company is obligated to pay for actual damage, as well as additional costs, including for the expertise itself.