FinanceThe property

How to sell an apartment without intermediaries

How to sell an apartment is profitable and without risks? In fact, it's a little more complicated than it seems at first glance. It is no coincidence that such a realtor is mastered by realtors for many years. But if the terms of sale are tolerated, and there is no extra money for real estate agents, you can try to take advantage of our advice.

Guess the time

To make a deal profitable, it is important to know not only how to sell an apartment, but also when it should be done. In the real estate market, there are so-called slumps and ups, which depend on the season. For example, in the summer to make a deal for the purchase and sale of real estate is very difficult, because this is the time of holidays. And the cost of an apartment without a demand falls. The best time for such a deal is in the autumn, when the demand in the market is increasing at times.

To cook an apartment?

It often happens that before selling an apartment, the owner does it in good repair. Naturally, expecting that he will conquer the future buyer. But not everything is so easy. When the housing comes to inspect, it turns out that the color of the wallpaper of the possible owners does not suit, the double-glazed windows they would like a different color ... And then to infinity. The buyer is easier to underpay some amount and then make repairs in the apartment himself, than to overpay and do everything "for themselves." So do not try to make your property ideal.

Make calculations

To get the benefit of selling an apartment, you need to calculate the approximate cost of housing in the market. In its formation, many factors are involved: floor, repair, proximity to the metro, public transport stops and many others. Real estate agents can appreciate it. In most cases, this service is free. Before selling an apartment without intermediaries, it is necessary to find out its market value. Proceeding from it, you can set an adequate price.

Believe me, inflated value will scare away potential buyers at once. It is better to set the price just below the market price, and then raise it a little. After all, if the apartment really liked, the difference of several thousand for the buyer will not be too tangible.

To issue documents

Execution of sales and purchase documents is a responsible and serious process. And in order not to risk, it is better to involve a lawyer anyway. He will make a contract and check if everything is all right with him. The legal purity of the transaction is usually checked by the buyer. When all documents are ready, a tripartite agreement is concluded with the bank . Only after signing it are sent to the registering authority.

If the apartment is in a mortgage

It happens that it is necessary to make a transaction for the purchase and sale of real estate, which is pledged to the bank. But before you sell an apartment in a mortgage, you need to get approval from a credit institution. There are several options for the sale of such housing.

The first is that the buyer sends the seller a deposit amount, with the help of which he extinguishes the remaining amount on the mortgage. However, this option does not always work. In this case, there is another option of how to sell an apartment that is in a mortgage. The bank can enter into a loan agreement with a new owner. In this case, all rights and obligations of the seller will pass to the buyer. However, it must suit the conditions of housing credit.

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