Dream becomes closer, or How to save money for an apartment

All of us, and especially the inhabitants of large cities, imagine how much housing today. And for most citizens, a decent apartment is an impossible dream. If you do not take into account such an option as the design of a loan (although there is something to stop), then only the accumulation of funds remains. In simple terms, we will have to seek an answer to the question of how to save money for an apartment. And the way, which will be discussed below, will allow you to purchase not only real estate, but everything that your heart desires.

So, let's understand how to save for an apartment in Moscow or in any other locality of the Russian Federation. Fortunately, in all cases, different from the capital, to make it even easier. The first (it is the most important) accumulation rule says: work with specific figures. What does it mean? Suppose you have a certain amount of money, which is not enough to buy what you want. So, you need to calculate how much money is missing. These are the very specific figures. And that's how much you have to "draw" money. And you need to put yourself a rigid framework: by December of this year I will accumulate the required amount. And a point. Remember: you will stop looking for an answer to the question of how to save money for an apartment, if you persistently strive for the goal.

The second rule is the rule of three digits. Its essence lies in the fact that it is necessary to maintain strict accountability of accumulation. What are these numbers? The first is the income received for a month, the second is money that has already been collected for new housing, the third is the total deferred amount. As you know, it's all about psychology. When you see the result (especially its approach), then you become closer to your goal. That is, you understand that soon you will not need to think about how to save money for an apartment.

The third rule is very similar in essence to the second one. According to him, you need to constantly review the records that you are conducting. The minimum number of views should be once a week. Obviously, all your notes should be kept in one place. For example, in a notebook. But keep in mind that it's simply not worth looking at the numbers. In this process, you should focus on how to achieve your goal faster. This is facilitated by increased revenues and reduced costs. As practice shows, all the most significant sums were postponed due to the described method.

Many for some reason are convinced that without willpower it is not necessary and to think about how to save money for an apartment. In fact, this is not so. In this situation, the habit of, say, saving money is more important. And you need to train it constantly. But willpower is not the main thing. Most often, those who do not want to train are flipped to their failures.

Be sure to think about where to keep your savings. It is best to entrust them to the bank. Because the maintenance of large sums of the house is a strong temptation. In addition, the financial institution will also pay interest for the storage of cash.

So we figured out how to save money for an apartment. I would like to emphasize once again that the rules described allow you to postpone as much money as you need to make a major purchase. And it can be not only real estate. And not only in this country.