Banks that do not check the credit history (list)

Nowadays, the services of credit institutions are very popular. Many people turn to banks for a loan. That's just not all have an ideal credit history. The problem is that everything is included in it, even the smallest oversight of the customer, like a single payment delay. Not to mention the late repayment of debt and other errors. And when there is another need to issue a loan - there are problems. Since banks, having looked at the client's payment history, do not risk giving money to him. However, there is a way out. There are banks that do not check the credit history.

"Binbank"

It should be noted that financial organizations that are completely blind to everything do not exist. But there is a list of banks condescending to the payment history of their customers. And because of this they are becoming more popular.

Here, for example, "Binbank". It is on the 12th place of the all-Russian rating of banks. That is included in the top 15 and does not take up the last line. The amount of its assets exceeds 1.18 trillion rubles. And for the last month "Binbank" increased it by 35.87%! More than 312 billion rubles for 30 days - these figures are impressive.

If you urgently need money, the best option is to issue a credit card for the necessary amount in "Binbank". Employees of the organization do this as quickly as possible, the customer's payment history is not checked. The term loan service can also be a way out of the situation. After all, the decision in this case is taken as soon as possible, for which it is not possible to analyze the client's history.

"Home Credit Bank"

Listing the banks that do not check the credit history, we can not fail to note this financial organization. Why? At least because it is the leader of consumer lending in our market.

However, for the "closed eyes" of the bank on a bad payment history will have to pay. Interest payments, of course. The worse the credit history - the higher they are. But you can look at it from the other side - regularly making money as debt repayment and not overdue it, you will be able to "bleach" your paying past.

So, about the stakes. If a person already a client of the bank decides to issue a loan in the amount of 10 to 850 thousand rubles, it will be 17.9% per annum. The minimum period is one year. And the maximum is 84 months. New customers are offered an amount of 30 to 500 thousand rubles at 19.9% per annum. And for a period of 12 to 60 months. Here, for example, if a person on these terms will issue 300,000 rubles on credit for a year, then as a percentage, he will pay 59,700 rubles.

GE Money Bank

This organization should also be noted with attention, telling about banks that do not check the credit history.

The first advantage, which pleases GE Money Bank, is the possibility of processing an online application, which is considered within 30 minutes. Of course, during this time no one checks the payment past of its potential client. Here is what GE Money Bank offers:

• Absence of commissions.
• The more documents will be provided, the lower the interest rate will be.
• The amount is from 20 thousand rubles to one million.
• The maximum period is 5 years.
• Possibility of early repayment without commissions.

Not surprisingly, this organization was included in the list of banks that turn a blind eye to the payment past. By the way, the most popular service is providing instant credit cards. And the name speaks for itself. In general, in GE Money Bank money can be borrowed by everyone - therefore it is popular.

"Russian standard"

This organization also belongs to the list with the name "Banks that do not check the credit history". It also offers an express loan service. The application is considered within 15-20 minutes. This time is enough for the bank to decide how much to give to its client.

The service is available to everyone. After all, in order to use it, you only need to show your passport. But what is even better - an express loan can be issued remotely, through an online service. Only the age limits are limited - the client must be a minimum of 23 years and a maximum of 65 years.

The amount can vary from 3000 to 1,000,000 rubles. The minimum period is 3 months. And the maximum is 3 years. The rate is determined on an individual basis.

Bank Renaissance Credit

It should be noted separately. Do banks check credit history? Such as the "Renaissance", no. To their clients, they offer a remote credit card, with a limit of up to 150,000 rubles. It is important only to provide detailed information about yourself (passport data), your financial status and work experience. If the representatives of the organization, in principle, arrange everything - a person will get a card on the same day. By the way, when composing an online application, he can immediately indicate a branch in which it will be more convenient for him to pick it up.

What about high-grade loans? The maximum amount of a possible loan is 500,000 rubles. The maturity date is from 24 to 60 months. The rate for "problem-free" customers is 15.9% per annum. For those whose payment history leaves much to be desired, 19.9%. I am glad that there are several types of services provided to people with financial problems. Because "Renaissance" is consistently included in all sorts of ratings, which lists banks that do not audit the credit history. Moscow is the capital, and it is rich in such organizations. But the Renaissance, whose headquarters is located there, is especially popular.

Sovcombank

It is impossible not to mention it, listing banks that do not audit the credit history. Совкомбанк » всегда. The list of such organizations includes Sovcombank always.

It's all about the concept. This is the largest private bank of universal profile. And he primarily specializes in providing financial services to those people who are not receiving them. These include pensioners, citizens of small settlements and, of course, clients with a bad credit history. This is even indicated in the description of this bank.

And, again, one of the most popular services is express loan. From the person it is required only the passport of the Russian Federation, conformity to age frameworks (to 85 years) and 4-monthly seniority. True, the amount can be taken a small - from 5 to 40 thousand rubles.

Where else can I apply?

There are several other organizations that can be contacted. Also it is necessary to unite them in the list:

• "Tinkoff" and "Promsvyazbank" (the story is being studied, but small delinquencies and similar shortcomings are not taken into account).
• "Trust" (only a passport is needed).
• "Prominvestbank" and "Zapsikombank" (only certificates of income are required).
• "Orient Express" and "Summer Bank" (loyal requirements to borrowers and a minimum of documents).
• OTR Bank. Does "OTP-Bank" check credit history? No, he is in the financial market recently and tries every way to entice customers.
• "City Bank" (they provide loans of completely different sizes, but to obtain a large sum you need an official proof of income).

As you can see, even for people with a poor payment history there is a way out. And not one. And how to take advantage of this - everyone will decide on an individual basis.