Banks-partners of UniCredit Bank. List, addresses

The modern banking system resembles a web: all financial organizations are closely intertwined, have correspondent accounts, joint ATM networks and perform bilateral transactions.

If you are looking for information about UniCredit Bank, the addresses of its branches, as well as information about who it cooperates with, this article is just for you.

A little about the bank

JSC UniCredit Bank, which has been operating in Russia since 1989, is a leader in the financial services market. It should be noted immediately that it is the largest among those institutions that have foreign capital. All shares belong to UniCredit Bank Austria AG, the main office of which is located in Austria.

He is one of the largest banks in Russia, playing an important role in the financial and economic life of the society.

What services does it provide?

Since UniCredit Bank is one of the biggest players in the banking services market, the list of its financial products is quite wide. This is loans, deposits, acquiring, cash management services and much more.

If we talk about deposit programs, the bank's policy does not go beyond the average framework of established market norms. For example, for 3 months for the contribution in rubles - about 9.3%. Of course, you can easily find financial organizations that offer 3-4% more than UniCredit Bank. St. Petersburg is no exception, here you can also find branches of banks that offer rates higher.

The market policy is the same as for all large banks with foreign capital

But you can see the trend and market conditions, on which all banks that have foreign capital offer cooperation. Since they are financed in foreign currency, they do not need a high need for cash from the USA or the European Union. This is reflected in the low interest rates on deposits in dollars or euros (about 1-3%).

In the meantime, relatively low rates can be observed. Why? There are at least two reasons for this.

The first is the total cash flow. Since such banks are represented in many large regions by a wide and developed network consisting of branches, offices, ATMs, they can afford to accumulate a large cash flow from the whole country.

This allows you not to be focused on a certain category of customers or on the principles of a regional economy that depends on the infrastructure and industrial development of the area in which the bank is present.

There is no sense in attracting new customers at the expense of changing rates - the image plays a role

Due to this, you can collect money from anywhere and from all. Thus, the amount of deposits is growing quite simple. After all, somewhere there are always people who do not want to make money on their contribution, but just want to save money in a safe place.

The second is the image of a bank that belongs to a foreign financial group with a high image. Of course, such institutions people trust more and are ready to give them money, considering them a reliable place to store their savings.

After all, who do you want to give your money to - a bank that exists for one week or a large financial group that has worked for many years and is represented in a certain number of foreign states?

After all, foreign capital is protected from the political situation or problems of the economy of one country, since in case of need, financial resources can be easily transferred from outside.

All this contributes to the fact that large banks that are part of an international financial group do not need to win the market due to an increase in the proposed rates on deposits.

Mutually beneficial cooperation

The issue of partnering with other banks, despite the excellent positions, is one of the priority. From this article you will learn what kind of partner banks of UniCredit Bank are, how to take advantage of the wide partner network and other benefits of such banking connections.

Often, banks agree on cooperation to increase the number of active clients. Usually such cooperation is manifested in combining ATM networks, making payments at preferential prices, and also jointly servicing several financial services.

What are Unicredit Bank's partner banks?

Thanks to the fact that this bank is part of an international group, it is very healthy for clients to travel abroad, as there are many cohesive banking institutions there.

For example, UniCredit Group is represented in 14 European countries, such as Austria, Bulgaria, Hungary, Germany, Italy, Poland, Turkey, Ukraine, etc. That is, even during travels you can use ATMs and bank services on preferential terms.

If we consider the scale of the Russian Federation, UniCredit Bank's partner banks are the following:

• URALSIB Bank;
• Moscow Credit Bank ;
• Raiffeisenbank.

What gives such cooperation? First of all, a wide network of ATMs is available to customers, in which there is the possibility of withdrawing money without commission: about 1000 own, more than 2680 pcs. Has URALSIB, about 900 pcs. At the Moscow credit bank, more than 7000 pcs. Accounted for by Raiffeisenbank.

It turns out that clients of UniCredit Bank JSC are able to access a network of more than 10,000 ATMs where they can be serviced at "home" tariffs. That is, the commission is charged for the operation the same as it would have been in its financial institution.

It turns out that including the partner banks of UniCredit Bank, the customer service network is quite large, and wherever you are, there will always be an opportunity to use banking services.

Banks like to cooperate with insurance companies

The main advantage of such cooperation can be considered the agency, which the bank receives for attracting new customers under the auspices of the insurance company. In this case, cooperation is beneficial to both parties.

First, the client base will expand at once, because the bank has a lot of opportunities to offer its customers insurance - a new or old loan, cross-selling to other banking products and others.

Secondly, the insurance company will not need to "produce" many of its representative offices throughout the city. It is enough just to establish a mobile connection with the bank.

For all this, the bank takes a certain percentage, which is called an agency premium. UniCredit Bank, whose insurance partners have established an active relationship, also earn money on this, and quite good, given the large number of contracts concluded.

And there are a lot of partners among insurance companies, moreover, very different. The following are the most well-known: Ingosstrakh IJSC, Rosgosstrakh, AlfaStrakhovanie, and many others.

Where can I find bank branches?

Since this financial institution is quite large for the Russian market, branches are present almost everywhere. UniCredit Bank, whose branches are represented in 25 regions of the country, is present in 69 cities.

And in each of them you will find not one, but several or many branches, ATMs and offices, which makes the bank closer to each client. Wherever you live, you can always find UniCredit Bank nearby. St. Petersburg holds 15 offices and offices of this financial institution. This is quite a large number of offices, especially in comparison with other banks.

It is logical that in Moscow, the capital of Russia, which is the financial center of the country, there is a greater number of representative offices from such financial institution as UniCredit Bank. The offices can be found both on Prospekt Mira, 97, and ul. Ostozhenko, etc. 5. These offices are exemplified as one of the most popular.

Even if you live in Rostov-on-Don, then you can easily find UniCredit Bank. Addresses of popular offices are as follows: st. Socialist 58/51 and st. Tekhchev 139/94.

Even if you do not have this bank in your city and you think that you can not withdraw money from an ATM without commissions, do not worry. The partner banks of UniCredit Bank in Russia will help you out. As mentioned earlier, in an integrated banking network, transactions at their ATMs are charged in the same way as in their own devices of the financial institution that serves you.