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We select and issue credit cards of Rosselkhozbank

The issue and issue of a loan is one of the main directions of development of this banking structure. Credit cards of Rosselkhozbank allow taking money in an interest-free loan for up to 55 days. The amount that can be taken on one such card can reach 1 million rubles. After the end of the two-month period, the borrower will have to start servicing the loan at an interest rate of 21% per annum. For normal servicing, the loan requires contributions of at least 10% of the total debt. If the regime is violated, the client will be obliged to pay at least 0.5% daily from the total amount of the entire loan.

How to issue a credit card of Rosselkhozbank

In order to receive a plastic card, the customer of the bank must meet the following requirements:

  • Be at least 21 and not older than 60;
  • Have a valid passport of a citizen of the Russian Federation;
  • Have a residence permit near one of the branches of Rosselkhozbank;
  • Have a clean history of relationships with financial institutions.

Any credit cards of Rosselkhozbank can be issued, spending from 15 minutes to an hour in any of the branches. To do this, it is enough to fill in the corresponding application form and conduct a small interview with the manager of the credit department. If, after checking the history of relations with banks, everything will be in order, then the organization will issue a permit for plastic. The credit on the card is renewable, which means that it is possible to receive the loan again immediately after the debt is repaid. In fact, you can return the funds and then immediately put them into circulation.

Variants of issued banknotes

All credit cards of Rosselkhozbank can be divided into several large categories:

  • Classical . The size of the loan is in the range of 10 to 250 thousand rubles. The fee for withdrawing cash from such a card is 2.5% of the amount, but it can not be less than 250 rubles. In addition, there are separately paid services, like "online office", which allows you to manage your accounts via the Internet, but it costs an additional 25 rubles. per month. Issue of a certificate of the balance of money on the account will cost an additional 150 rubles. The interest rates for such credit cards vary from 19 to 24% per annum.
  • Premium . These are more prestigious credit cards of Rosselkhozbank. Usually the owner of such a service can enjoy bonuses and discounts provided by companies such as MasterCard and Visa. The annual rate for such loans depends heavily on how much the bank trusts the borrower, as well as the monthly income of the latter. The minimum overpayment is 18%, and the maximum - 23% per annum. Commission fees for Gold cards are 3 thousand rubles. Annually, and Platinum - 7 thousand rubles. The maximum amount of a loan issued in the first case varies between 100 thousand rubles. And 600 thousand rubles., In the second case, 300 thousand - 1 million rubles.

Credit card Rosselkhozbank, reviews about which can easily be found on specialized resources, allows not only to use bank money, but also to get discounts in most chain stores in Russia. Owners of premium program options can expect to receive discounts and special gifts in hotels, salons and stores around the globe.

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